Licensing Manager

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. About the Team The Licensing team enables Affirm's ability to operate and scale in regulated markets globally. The team manages Affirm's licensing portfolio, regulatory relationships, and licensing strategy across the U.S. and international markets while partnering closely with Legal, Compliance, Product, and business leaders to support growth and expansion. This role will report to the Director, Global Licensing and Regulatory Programs. What You'll Do

• Support new product & service launches related to state licensing and reporting including money transmission, servicing/collections, lending, international expansion, etc.

• Work cross-functionally with legal, public affairs, compliance, finance, tax to meet regulatory licensing and reporting obligations

• Maintain the central repository for licensing and reporting obligations for new license types including workflows, regulatory guidance, etc.

• Collaborate with Licensing team to interpret, prepare, and submit state licensing annual reports, MSB call reports, and other regulatory obligations

• Ensure timely regulatory filings, call out any licensing issues, supervise ongoing regulatory obligations in licensing management tool

• Lead ongoing preparation of renewal applications and other forms to be filed in various licensing jurisdictions

• Collaborate on NMLS licensing, reporting, and other regulatory filings

• Analyze and develop new processes, leveraging AI, to increase efficiency within the licensing program

• Assist Department in the research and build of licensing requirements into the licensing management tool

• Coordinate with senior leadership to fulfill ongoing state licensing requirements

• Partner with team on any licensing projects and initiatives

What We Look For

• 5 years of licensing/compliance/regulatory experience ideally related to consumer financial services

• Outstanding time management, administrative, and organizational skills, including the ability to balance multiple priorities and overlapping projects

• Proven project management, critical thinking, and analytical skills

• Excellent written and verbal communication skills

• Humility, integrity, and a desire to be part of a small but strong, supportive team

• Inquisitive, eager to learn, and a willingness to take ownership of projects

• Highly focused, able to make independent decisions and work with limited supervision while excelling in a fast-paced environment

• Comfortable operating in a fast-paced, high-growth environment where priorities shift and ambiguity is part of the landscape

Pay Grade - L Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000 USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Please note that visa sposorship is not available for this position. #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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