Associate Software Engineer

About Self Financial Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings. We challenge the status quo of the credit industry by giving people accessible tools to take control of their credit, with a focus on the 100 million+ Americans who have no or low credit. We're looking for people who share our passion, tackle challenges, find solutions, and make the financial space better for the communities we serve.

Title Associate Software Engineer Team Credit Builder Account (CBA) is a product team, much like our card team, responsible for the product that helps customers grow their credit score. CBA is a way to build credit: a loan in a bank-held Certificate of Deposit (CD). Location: Austin, TX Work Arrangement: Austin – Hybrid About the Role You’ll join CBA early in your career and learn how a regulated fintech product is built, shipped, and maintained. You’ll implement, develop, and test software, collaborating with senior engineers to understand project requirements and complete assigned tasks. You’ll also work alongside product managers, QA, and DevOps, and use AI tools like Claude every day to write code and move the product forward. What you’ll do:

• Build new features and enhancements for the Credit Builder Account, and feel comfortable raising questions when something is unclear.
• Ship functional, secure Python code, REST APIs, and integrations with in-house and third-party services and SQL databases, collaborating through Git (branches, pull requests, code reviews).
• Debug and resolve issues by digging in and understanding the root cause, not just patching the symptom.
• Use good judgment: ask questions, weigh tradeoffs, flag risks, and keep our work aligned with compliance requirements as a regulated fintech.
• Own what you ship. Use Claude and other AI tools to move faster, but review, understand, and stand behind every line of code.
• Partner with product managers, QA, DevOps, and teams across the company to deliver on product goals.
• Keep growing: take feedback from code reviews in stride, learn from mistakes, and stretch into harder problems over time.

What You Bring

• Associates, Bachelors, or Masters in Computer Science or a related field, or equivalent internship, project, or hands-on experience.
• Proficiency in Python, with a solid grasp of core data structures and algorithms (you can explain why one approach is better than another).
• Working knowledge of REST APIs.
• Experience with SQL databases.
• Familiarity with Git and collaborative development workflows.
• Understanding of unit testing and how to apply it.
• Clear communication and a willingness to ask questions, take feedback, and learn quickly.

What Separates You

• Relevant software engineering internships or project work.
• Hands-on experience with AWS or another cloud provider.
• Understanding of CI/CD and how code actually gets deployed, including the broader software development life cycle.
• Real exposure to AI-assisted development (such as Claude) in school, internships, or personal projects.

Benefits & Perks

• Generous health, dental, and vision insurance coverage
• Employer-paid benefits including life, disability, and cost-containment resources
• Hybrid work arrangement
• Flexible vacation
• Company performance-based bonuses
• Paid parental leave
• Company equity in the form of stock options
• Education reimbursement program
• Relocation bonus to move to Austin
• Gym membership options through ClassPass or monthly reimbursement
• Lunchdrop stipend
• Paid parking
• ERG and inclusion opportunities
• Casual dress code
• Team building events and activities
• Referral program

Equal Opportunity Employer Self Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment. We do not discriminate on the basis of any protected group status under applicable law. If you need an accommodation during the application or interview process, please let us know. Work Authorization We can only consider candidates who are U.S. citizens or permanent residents (green card holders). We are unable to offer visa sponsorship of any kind, now or in the future. All new hires must successfully pass a background check.

AI Integrity Policy Self Financial is an AI-forward company. Our interview process is designed to understand your own career experience, technical acumen, and communication skills. Please do not use AI tools to generate or assist with your answers during interviews unless we explicitly invite you to. If we have reason to believe AI was used in a way that misrepresents your own abilities, we may remove you from the interview process and from consideration for future opportunities at Self.