Credit Systems Analyst

The incumbent will develop strong partnerships and will work with multiple departments to review the structure, content and quality control and quality assurance of identified critical and system-generated reports utilized by Credit Systems in calculating the Allowance for Credit Loss (ACL). The position will assist with maintaining and improving the structure and reporting process with respect to policy exceptions, financials, covenants, criticized assets, watch lists, and annual reviews as needed. The incumbent will support management with the planning, design and execution of departmental audits and reviews. The position can work independently under limited supervision as well as a member of a department or project team. Essential Job Responsibilities 1. Develops and produces advanced, standard and ad hoc department and enterprise-level credit reporting. Ensures accurate report production for Credit Committee, other committees and/or other staff meetings as assigned. 2. Develops, maintains and reconciles independent models used in calculating the quarterly Allowance for Credit Loss (ACL). 3. Works with multiple departments to review the structure, content and quality of internal and system-generated reports. Develops strong partnerships to aid in understanding of underlying business drivers that may affect reporting. 4. Adheres to applicable credit/operational risk controls in accordance with Company and regulatory standards and policies. Keeps abreast of business and credit risk trends that may affect reporting. 5. Assembles, compiles, and resolves errors/inconsistencies in data from various business partners to ensure consistency in reporting. 6. Streamlines current processes and reports, and works on various special projects to improve the department's efficiency. 7. Deletes and appends records (for the above systems) for consistent information. 8. Utilizes specialized reporting that requires the ability to resolve complex issues in creative and effective ways by applying professional concepts and bank objectives for the following: a. Tracking Policy Exceptions and running analysis reports. b. Tracking/monitoring financial statements and running analysis reports. c. Tracking/monitoring financial covenants and running analysis reports. 9. Maintains and updates the department business continuity plan. 10. Supports and provides direction to other Credit Systems Analysts on business reporting and analytic solutions as nec To view the full job description please use the link below. https://www.aplitrak.com/?adid=YmJnZW5lcmljLjUzNjUxLjEwODY1QGZjYmFua2luZ2NvbXAuYXBsaXRyYWsuY29t