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Senior Risk Compliance Officer - Deposit Compliance

First Horizon Bank

Memphis, TNFull-timeSeen 6 days agoSeen in employer's feed 6 days ago

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At a glance

Compensation
No compensation found
Location
Memphis, TN
Schedule
Full-time
Work Authorization
Not specified

Olive lists jobs from US employers, including remote roles you can work from the United States.

Job overview

The Senior Risk Compliance Officer leads the deposit compliance program across products, channels, and operations. The role advises deposit operations, digital banking, and branch leadership on regulatory obligations and client-impacting risks, and drives risk assessments, issue management, and regulatory change management. It also serves as a deposit compliance subject-matter expert during regulatory exams and internal audits.

Skills & qualifications

RequiredNice to have

Skills

Regulatory Interpretation, nice to haveRisk Assessment, nice to haveIssue Management, nice to haveRegulatory Change Management, nice to haveAnalytical Skills, requiredAttention to Detail, requiredWritten Communication, requiredVerbal Communication, requiredMicrosoft Office, requiredBanking Regulations, nice to haveControl Frameworks, nice to haveAudit Software, nice to haveRisk Management Software, nice to have

Qualifications

Bachelor's Degree, required5+ Years Banking Experience or Equivalent, requiredRisk Management Experience, nice to haveInternal Audit Experience, nice to haveCompliance Experience, nice to haveControl Testing Experience, nice to haveCRCM or Equivalent Certification, nice to have

Benefits

Medical Insurance
Dental Insurance
Vision Insurance
Parental Leave
Tuition Assistance
401(k) Match

Full job description

SUMMARY

Lead the deposit compliance program across products, channels, and operations. Serve as the primary adviser to deposit operations, digital banking, and branch leadership on regulatory obligations and client-impacting risks. Drive risk assessments, issue management, and regulatory change management to protect our clients and the bank.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Regulatory advisory and interpretation

  • Provide clear, practical guidance to associates on deposit regulations and emerging regulatory expectations.

  • Review and sign off on business requirements, product changes, marketing, and client communications for compliance impact.

  • Risk assessment and control oversight

  • Own the deposit compliance risk assessment; identify inherent risks, controls, residual risk, and key risk indicators (KRIs).

  • Issue management and remediation

  • Investigate potential breaches, client harm, and complaints trends; determine root cause and client remediation.

  • Track, challenge, and verify timely closure of issues and action plans.

  • Regulatory change management

  • Lead end-to-end change intake for new/updated rules; assess impact, gap controls, and ensure durable implementation.

  • Serve as deposit compliance subject-matter expert during regulatory exams and internal audits.

  • Policies, procedures, and training

  • Own or co-own deposit compliance policies/standards; review and challenge first-line procedures.

SUPERVISORY RESPONSIBILITIES

  1. No supervisory responsibilities

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

  1. Bachelor (4-year college) degree

  2. 5+ years of Banking experience or equivalent combination of education and experience

  3. Previous experience in risk management, internal audit, compliance, or control testing preferred.

  4. Professional certification preferred (e.g., CRCM or equivalent).

  5. Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred.

  6. Strong analytical skills and attention to detail.

  7. Excellent written and verbal communication abilities.

  8. Proficiency in MS Office Suite; experience with audit or risk management software is a plus.

COMPUTER AND OFFICE EQUIPMENT SKILLS

  1. Microsoft Office suite

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

None required

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights

  • Medical with wellness incentives, dental, and vision

  • HSA with company match

  • Maternity and parental leave

  • Tuition reimbursement

  • Mentor program

  • 401(k) with 6% match

  • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us

Facebook (https://www.facebook.com/FirstHorizonBank)

X formerly Twitter (https://twitter.com/FirstHorizonBnk)

LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram (https://www.instagram.com/first\_horizon/)

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

Job Identification: 1666

Job Category: Support

Job Schedule: Full time

How this job compares

Set against the 2,657 open Compliance jobs on Olive Jobs, counted November 10, 2026.

Pay
  • This postingNot listed
  • Tennessee median$109–155K/yr30 salary ranges
  • US median$25–32/hr127 hourly ranges
Openings
Olive Jobs lists 46 open Compliance jobs in Tennessee and 2,657 across the US. 8% of them nationwide are listed as remote or flexible.
Hiring the most in Tennessee
Experience
This posting asks for at least 5 years of experience; Compliance postings that state a minimum ask for 5 years at the median (2,286 postings).
Education
1,121 of the 2,657 open Compliance jobs (42%) ask for a bachelor's degree or higher.

Counted across the open, public US postings on Olive Jobs on November 10, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.

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