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Commercial Lender III/Senior Relationship Mgr

OceanFirst Bank

Baltimore, MDJob$140–250K/yrTracked 2w agoSeen in employer's feed 2 days ago

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At a glance

Compensation
$140–250K/yr
Location
Baltimore, MD
Work Authorization
Not specified

Requirements

Credentials this posting asks for.

Bachelor's degree

Job overview

OceanFirst Bank is hiring a Commercial Lender III/Senior Relationship Mgr. OceanFirst Bank seeks a Commercial Lender III/Senior Relationship Manager to lead sales, negotiation and relationship management efforts, develop business, and oversee complex commercial lending relationships while ensuring compliance with banking regulations and capital structure expertise.

Key focus areas include Drive extensive sales, negotiation and relationship management, Manage large, sophisticated and complex relationships, and Apply superior knowledge of commercial banking products and services, credit policy and procedures, and commercial compliance regulations.

Successful candidates bring Bachelor's Degree In Business, Finance, Accounting Or Related Field Or Equivalent Work Experience, Experience Managing Clients With Annual Revenues In Excess Of $50MM+, and 10+ Years Commercial Lending Experience. Important skills include Sales, Negotiation, Relationship Management, Commercial Banking Products And Services, Credit Policy And Procedures, and Commercial Compliance Regulations.

Skills & qualifications

RequiredNice to have

Skills

SalesNegotiationRelationship ManagementCommercial Banking Products and ServicesCredit Policy and ProceduresCommercial Compliance RegulationsBusiness DevelopmentBanking Regulations and Laws Governing Commercial LendingWork IndependentlyLeverage Professional RelationshipsCapital StructuresSenior Debt StructuresFinancial AnalysisRisk EvaluationLoan DocumentationCommercial Loan StructureInterpersonalCommunicationLocal Market RelationshipsMS OfficeOperate ComputerCommunicateCommercial Banking Products KnowledgeCredit Policy KnowledgeCompliance Regulations KnowledgeBanking Regulations KnowledgeCapital Structures UnderstandingSenior Debt Structures ExperienceCommercial Loan Structure KnowledgeSales Automation ToolsSales PresentationInterpersonal SkillsComputer LiteracyTravel Ability

Qualifications

Bachelor's Degree in Business Finance Accounting or Related Field or Equivalent Experience10+ Years Commercial Lending ExperienceProspecting and Managing Clients With Annual Revenues Over $50MM ExperienceFormal Credit Training

Full job description

What We Expect of You

  • Extensive sales, negotiation and relationship management skills.

  • Experience in managing large, sophisticated and complex relationships.

  • Superior knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.

  • Proven business development skills

  • Thorough knowledge and understanding of banking regulations and laws governing commercial lending.

  • Proven ability to work independently and leverage professional relationships within and outside the bank.

  • Deep understanding of capital structures and experience in senior debt structures.

  • Extensive knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.

  • Familiar with sales automation tools or related technologies.

  • Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.

  • Possesses strong relationships and well recognized in the local market.

  • Strong computer literacy in MS Office.

Your Qualifications

  • Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.

  • Demonstrated experience prospecting and managing clients with annual revenues in excess of $50MM+.

  • Minimum of 10+ years commercial lending experience.

  • Formal credit training strongly preferred.

Internal and External Contacts

  • Extensive external customer, prospect and referral source contacts.

  • Internally this position requires regular contact with various departments within all divisions of the Bank, including management.

Working Conditions/Physical Requirements

  • Office environment.

  • Ability to operate computer.

  • Ability to communicate in order to exchange simple to complex information with individuals and groups.

  • Ability to travel throughout Bank footprint.

Salary Range: $140,000 - $250,000

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