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At a glance
Requirements
Credentials this posting asks for.
Job overview
Tomo is hiring a Mortgage Loan Closer. Tomo, a digital mortgage fintech, seeks a Mortgage Loan Closer in New York to review pre‑closing documents, input data, ensure compliance, prepare disclosures, coordinate with title companies, and resolve post‑closing issues, supporting the company’s mission to simplify lending.
Key focus areas include Review all pre‑closing documents for accuracy, Input required closing data into the loan origination system, and Review and remediate Compliance Ease reports.
Successful candidates bring 3+ Years Recent Mortgage Closing/Funding Experience. Important skills include Review Pre-Closing Documents, Input Closing Data, Review Compliance Ease Reports, Remediate Fails Or Alerts, Check Title Report, and Conduct Compliance Reviews.
Skills & qualifications
Skills
Qualifications
Benefits
Full job description
Who We Are
Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.
Mortgage Loan Closer
Location: New York, NY
Reports To: Closing Manager
Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)
What You'll Do:
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Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
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Input required closing data in the loan origination system
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Review Compliance Ease reports and remediate any fails or alerts
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Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
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Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
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Prepare and issue the Initial Closing Disclosure.
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Coordinate loan closing with title company
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Draw and release closing documents to the Settlement Agent
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Submit request to warehouse bank and release funds
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Authorize funding of loan
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Assist in resolving any post-closing issues as needed
What Makes You a Great Fit:
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3+ years of recent mortgage closing/funding experience
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Attention to detail and organizational skills
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Staying current on federal, state, investor and internal policies and procedures
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Maintaining transparency between all teammates involved in a customer’s journey
Preferred Qualifications:
- A Bachelor’s degree
Compensation
The expected base salary range for this position will be $60,000 - 65,000 USD, with additional uncapped monthly bonus opportunities targeting approximately 15% of the base salary, with total On-Target Earnings for this role being ~$75,000-80,000
#LI-Hybrid
#ZR
Employee Benefits
We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):
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Equity Ownership: All teammates receive stock options—we win together
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Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
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Work-life balance and a generous paid time off policy
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In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
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401(k) retirement plan
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