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Commercial Loan Pre-Closer

Citizens Trust Bank

Atlanta, GAFull-timeNo compensation foundPosted 1y agoVerified open 6 days ago

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At a glance

Compensation
No compensation found
Location
Atlanta, GA
Schedule
Full-time
Work Authorization
Not specified

Requirements

Credentials this posting asks for.

Notary Public CertificationRelevant Training Or Certification In Loan Processing Or Compliance

Job overview

Citizens Trust Bank is hiring a Commercial Loan Pre-Closer. The Commercial Loan Pre-Closer verifies loan approval conditions, ensuring documentation is complete, accurate, and compliant with company policies and regulatory standards. This role involves reviewing loan files, collaborating with various stakeholders, and communicating with borrowers and third-party vendors to resolve pre-closing issues. The Pre-Closer also conducts quality control checks, maintains accurate records in the loan management system, and generates reports.

Key focus areas include Verify loan approval conditions and ensure all required documentation is complete, accurate, and compliant., Review loan files for completeness, including financial statements, collateral documentation, and credit approvals., and Collaborate with loan officers, underwriters, and legal counsel to address outstanding items or discrepancies..

Successful candidates bring 2+ Years Commercial Loan Experience. Important skills include Commercial Lending Products, Commercial Lending Documentation, Compliance Requirements, Attention To Detail, Organizational Skills, and Loan Management Systems. Preferred (not required): Commercial Loan Pre-Closing, Process Improvements, Industry Trends, and Regulatory Changes.

Skills & qualifications

RequiredNice to have

Skills

Commercial Lending ProductsCommercial Lending DocumentationCompliance RequirementsAttention to DetailOrganizational SkillsLoan Management SystemsMicrosoft Office SuiteCommunicationWork Under PressureMeet Tight DeadlinesProblem-SolvingResolve Discrepancies IndependentlyCommercial Loan ProcessingCommercial Loan Pre-ClosingProcess ImprovementsIndustry TrendsRegulatory ChangesBest Practices in Commercial Lending

Qualifications

2-4 Years Commercial Loan Processing, Pre-Closing, or Related Role ExperienceBachelor's Degree in Finance, Business Administration, or Related FieldNotary Public CertificationRelevant Training or Certification in Loan Processing or Compliance

Benefits

Medical Insurance
Dental Insurance
Vision Insurance
401(k) Match
Paid Time Off
Tuition Assistance
Relocation Assistance

Full job description

We’re Hiring!

 

Commercial Loan Pre-Closer

 

Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers. 

  We are committed to our institution’s values of Integrity , Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership, all of which are needed to continue our mission of empowering generations for financial success. 

 

By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.   

Interested in this position and meet the qualifications and requirements?  Apply at  www.ctbconnect.com .  Questions?  Contact us at 404-575-8262.

 

Position Summary:

 

Responsibilities include but are not limited to the following:

Verify loan approval conditions and ensure all required documentation is complete, accurate, and compliant with company policies and regulatory standards. Review loan files for completeness, including financial statements, collateral documentation, and credit approvals Collaborate with loan officers, underwriters, and legal counsel to address outstanding items or discrepancies in loan files. Communicate directly with borrowers and third-party vendors (e.g., title companies, appraisers, environmental companies, construction monitoring companies, insurance providers, etc) to obtain necessary documents and reports and resolve pre-closing issues. Ensure all loan files adhere to federal, state, and internal compliance regulations. Conduct quality control checks on loan documentation to minimize errors and ensure accuracy before final submission for closing. Maintain accurate records in the loan management system and update the status of loan files throughout the pre-closing process. Generate pre-closing reports and provide updates to the Chief Credit Officer, Special Assets Officer, Loan Administration, Director of Sales and Business Development and Lenders as needed. Identify and recommend process improvements to enhance the efficiency and accuracy of the pre-closing process. Stay up-to-date with industry trends, regulatory changes, and best practices related to commercial lending.  

Qualifications:

Bachelor’s degree in finance, business administration, or a related field preferred. Minimum of 2–4 years of experience in commercial loan processing, pre-closing, or a related role. Strong knowledge of commercial lending products, documentation, and compliance requirements. Exceptional attention to detail and organizational skills. Proficiency in loan management systems and Microsoft Office Suite. Excellent verbal and written communication skills. Ability to work under pressure and meet tight deadlines. Strong problem-solving skills and the ability to resolve discrepancies independently. Notary Public certification is a plus. Relevant training or certification in loan processing or compliance is preferred.  

 

Citizens Trust Bank is committed to investing in our associates, cultivating a rewarding, results-driven, innovative and professional team. We offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following:

 

Medical, Dental, Vision, and Prescription  401(k) Retirement Plan  Life Insurance  Accidental Death & Dismemberment  Short&/Long Term Disability  Flexible Spending Plan                          Paid Time Off, Vacation, and Holiday Pay  Tuition Reimbursement Employer Assisted Housing Program  

EEO/AA 

Wholesale Membership Program Wellness Program Employee Assistant Referral Services (EAP) Legal Shield Program Group Cancer & Accident Insurance Programs Worker’s Compensation Program Free Banking Services Awards and Recognition Programs  Training & Development Programs and much more

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Commercial Loan Pre-Closer at Citizens Trust Bank | Olive Jobs