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COMMERCIAL LENDER

Stockman Bank of Montana

Great Falls, MTFull-timeNo compensation foundTracked 1mo agoSeen in employer's feed 2 days ago
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At a glance

Compensation
No compensation found
Location
Great Falls, MT
Schedule
Full-time
Work Authorization
Not specified

Requirements

Credentials this posting asks for.

Bachelor's degree

Job overview

Stockman Bank of Montana is hiring a COMMERCIAL LENDER. This Commercial Lender position involves processing and approving commercial, agricultural, and some consumer loan requests. The role includes inspecting and verifying collateral, evaluating operations through field inspections, and developing new business by expanding existing relationships and calling on potential customers. This professional will also cross-sell Bank products and represent the Bank in community activities.

Key focus areas include Process and approve commercial, agricultural and some consumer loan requests, Inspect and verify collateral and evaluate operations through field inspections, and Develop new business by expanding existing relationships and calling on potential customers.

Successful candidates bring Bachelor's In Business Or Equivalent and 3-5 Years Commercial Lending Experience. Important skills include Exceptional Customer Service, Analyzing Credit Requests, Collateral Analysis, Structuring And Pricing Loans, Collections, and Microsoft Word. Preferred (not required): Sound Credit Decisions, Credit Card Loan Programs, Bank Policies And Procedures, and Collection Of Past Due Accounts.

Skills & qualifications

RequiredNice to have

Skills

Exceptional Customer ServiceAnalyzing Credit RequestsCollateral AnalysisStructuring and Pricing LoansCollectionsMicrosoft WordExcelAccessBusiness DevelopmentWork IndependentlyTeam MemberConcise Verbal CommunicationConcise Written CommunicationSound Credit DecisionsCommercial Loan ProgramsAgricultural Loan ProgramsConsumer Loan ProgramsResidential Loan ProgramsStudent Loan ProgramsCredit Card Loan ProgramsBank Policies and ProceduresServicing CustomersCollection of Past Due AccountsManagement of OREOSBA Loan ProgramsFMHA Loan ProgramsMBOI Loan ProgramsTrain Junior LendersTrain Loan ProcessorsField InspectionsBusiness Inspections

Qualifications

Bachelor's in Business or Equivalent3-5 Years Commercial Lending Experience

Full job description

Officer Full-Time

Great Falls, MT, US

Position General Responsibilities:

Process and approve commercial, agricultural and some consumer loan requests. Inspections and verification of collateral and evaluation of operations through field inspections. Development of new business by expanding existing relationships and calling on potential customers. Cross sell Bank products. Represent the Bank in various community activities.

Employees Supervised:

None

Education, Experience and Certification Requirements

Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.

Basic Qualifications:

  • Strong commitment to providing exceptional customer service.

  • Bachelor’s degree in business, finance, agricultural business or equivalent education/work experience.

  • A minimum of 3-5 years previous commercial or agricultural lending experience.

  • Strong knowledge of analyzing credit requests, collateral analysis, proper structuring and pricing of loans and collections.

  • Working knowledge of Word, Excel and Access.

  • Proven ability for business development.

  • Ability to work independently and as a team member.

  • Demonstrated ability to provide information in concise verbal and written formats.

Preferred Qualifications:

  • Bachelor’s degree in business, finance or equivalent education/work experience.

Dimension of Job:

This position will be responsible for analyzing, processing and servicing existing and future commercial, agriculture and some consumer loans. This professional will work within the community to expand business relationships with existing customers and develop new business referral sources through a strong community involvement.

Position Specific Responsibilities, Duties and Competencies

Commercial and Agriculture Loan Functions:

  • Ability to analyze credit requests and make sound credit decisions in a timely manner.

  • Detailed knowledge of commercial, ag, consumer, residential (secondary market), student loan and credit card loan programs. Adhere to Bank policies and procedures.

  • Servicing of commercial, ag, consumer, residential and credit card customers.

  • Collection of past due accounts; management of OREO, etc.

  • Keep informed of SBA, FMHA, and MBOI loan programs.

  • Ability to properly structure and price loan relationships.

  • Jointly responsible with other officers to train all junior lenders and loan processors.

Perform field and/or business inspections of existing and potential loan customers to verify the adequacy of collateral securing the credit, as well as to evaluate the general management and condition of the operation

For full description, which includes physical mental demands please see attachment.

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