Vice President; Credit Officer

Vice President; Credit Officer

New York, New York

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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Responsibilities

• Conduct due diligence, credit analysis, and risk assessment for various debt transactions that finance mergers and acquisitions involving middle and large cap companies, and private equity clients.

• Develop and maintain complex financial models, including leveraged buyout and discounted cash flow models, to analyze company specific and macro trends.

• Develop presentation materials, memos for deal approvals.

• Participate in due diligence sessions and client meetings.

• Conduct research using Bloomberg, other market data services, to analyze market conditions and industry trends.

• Assist in coordinating information flow and execution with various internal partners and product groups.

• Liaise with senior members of deal teams.

• Remote work may be permitted within a commutable distance from the worksite.

Required Skills & Experience

• Master's degree or equivalent in Business Administration, Finance, Economics, or related: and

• 3 years of experience in the job offered or a related Finance occupation.

• Must include 3 years of experience in each of the following :

• Performing complex financial modeling, including leveraged buyout and discounted cash flow models, to determine borrowers’ ability to repay debt, and adequate loan to value;

• Evaluating the risk vs reward, avoiding losses on debt underwrites using understanding of terms, pricing of debt issuances in the leveraged finance market;

• Utilizing understanding of accounting concepts and the ability to analyze financial statements to properly diligence the financial condition of borrowers; and,

• Utilizing risk rating tools and methodologies to assign ratings and track risk exposure across the lending portfolio.

• In the alternative, the employer will accept a Bachelor's degree and 5 years of progressively responsible experience.

If interested apply online at www.bankofamerica.com/careers or email your resume to [email protected] and reference the job title of the role and requisition number.

Bank of America N.A.

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

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