Senior Data Scientist

Overview

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science.

Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Intermediate professional within field; requires moderate skill set and proficiency in discipline.

This position is part of the Branch Operations Insights and Analytics team and supports market intelligence and branch growth strategy. The role applies advanced analytics to better understand market opportunities, membership growth, product adoption, and member engagement.

Responsibilities

• Design, develop, and evaluate moderately complex predictive models and advanced algorithms to support market intelligence and branch growth strategy

• Apply statistical analysis, machine learning, forecasting, and trend analysis to identify patterns and generate meaningful business insights

• Analyze member, demographic, geographic, financial, and behavioral data to assess market opportunity and understand the drivers of membership growth, product adoption, and engagement.

• Develop models and analytical frameworks to forecast growth, estimate market potential, and support strategic planning.

• Identifies meaningful insights from large data and metadata sources

• Test hypotheses/models, analyze, and interpret results

• Exercise sound judgment and discretion within defined procedures and practices

• Develop and code moderately complex software programs, algorithms, and automated processes

• Use modeling and trend analysis to analyze data and provide insights

• Develop understanding of best practices and ethical AI

• Transform data into charts, tables, or format that aids effective decision making

• Build working relationships with team members and subject matter experts

• Lead small projects and initiatives

• Utilize effective written and verbal communication to document and present findings of analyses to a diverse audience of stakeholders

• Develop predictive models and analytical frameworks to forecast membership growth, product adoption, and market potential

• Analyze member, demographic, geographic, and behavioral data to identify market opportunities and inform branch growth strategy

• Collaborate with business and geospatial partners to translate analytical findings into insights and recommendations

Qualifications

• Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields

• 3-5 years of experience in exploratory data analysis

• Basic understanding of business and operating environment

• Statistics

• Programming, data modeling, simulation, and advanced mathematics

• Experience using SQL to extract, manipulate, and analyze data.

• Proficiency in Python and/or R for data analysis and modeling

• Experience using Databricks to prepare and analyze large datasets

• Experience using data visualization tools to communicate insights and support decision-making

• Model lifecycle execution

• Technical writing

• Data storytelling and technical presentation skills

• Research Skills

• Interpersonal Skills

• Working knowledge of procedures, instructions, and validation techniques

• Model Development

• Communication

• Critical Thinking

• Collaborate and Build Relationships

• Initiative with sound judgement

• Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)

• Sound Judgment

• Problem Solving (Responds as problems and issues are identified)

Desired Qualifications

• Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering

• Experience with Alteryx and/or ArcGIS

• Experience with market intelligence, forecasting, member or customer analytics, or growth modeling

• Experience incorporating spatial, geographic, or demographic data into analyses or predictive models

Additional Information

Hours:

• Monday - Friday, 8:00AM - 4:30PM

Location:

• 820 Follin Lane, Vienna, VA 22180

• 5510 Heritage Oaks Drive, Pensacola, FL 32526

About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

• FORTUNE 100 Best Companies to Work For® 2026

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• 2025 PEOPLE® Companies That Care

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• Military Times 2025 Best for Vets Employers

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• 2025 RippleMatch Campus Forward Award Winner for Overall Excellence

• Military.com Top Military Spouse Employers 2025

• 2026 Handshake Early Talent Award

• Newsweek America’s Greatest Workplaces for Culture, Belonging and Community 2026

From Fortune Magazine. © 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at [email protected] or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page (https://fa-etbx-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/nfcu/pages/employee-benefits) of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act. REQNUMBER: 33296