Investor Remittance & Reporting Analyst (Temporary Position)

Hybrid

San Juan, Puerto Rico

Full time

R0007727

The Investor Remittance & Reporting Analyst (Temporary Position) plays a critical role in supporting mortgage servicing operations by reconciling investor portfolios, managing remittance reporting activities, analyzing cash movements, and maintaining loan-level accounting records for major government-sponsored entities including Ginnie Mae (GNMA), Freddie Mac, and Fannie Mae. This position combines investor accounting, portfolio analysis, reconciliations, reporting, and mortgage servicing operations to ensure accuracy, compliance, and timely investor reporting.

This is an excellent opportunity for accounting, finance, banking, or mortgage servicing professionals seeking to develop specialized expertise in investor accounting and mortgage servicing operations while working with large, complex loan portfolios.

What You'll Do

As an Investor Remittance & Reporting Analyst, you will:

• Prepare daily and monthly reconciliations supporting mortgage servicing portfolios and investor reporting requirements.

• Analyze cash movements, custodial accounts, corporate advances, reimbursements, and investor remittances.

• Reconcile mortgage collateral, securities balances, principal and interest activity, trial balances, and investor reports.

• Monitor and investigate portfolio activity to identify discrepancies and ensure reporting accuracy.

• Process remittances and reporting activities for GNMA, Freddie Mac, Fannie Mae, and other investors.

• Prepare portfolio roll-forward analyses and loan activity reporting.

• Research and resolve reporting exceptions, rejects, and reconciliation variances.

• Perform mortgage loan system maintenance activities including modifications, repurchases, loan sales, payoffs, REO transactions, and investor transfers.

• Prepare journal entries and accounting adjustments within applicable systems.

• Convert, manipulate, and analyze large data sets using advanced Excel functions and reporting techniques.

• Support ongoing investor modernization projects, testing initiatives, and process enhancements.

• Collaborate with internal teams and external investor organizations to ensure compliance with servicing requirements.

What We're Looking For

Required Qualifications

• Minimum of two (2) years of experience in mortgage servicing, investor accounting, banking operations, accounting, finance, or financial analysis.

• Strong analytical and quantitative skills.

• Advanced Microsoft Excel proficiency, including formulas, lookups, reporting, and data analysis.

• Ability to reconcile large volumes of financial transactions with accuracy and attention to detail.

• Strong problem-solving and organizational skills.

• Excellent oral and written communication skills in English and Spanish.

• Ability to manage multiple priorities and meet strict deadlines.

• Strong understanding of financial reporting and reconciliation concepts.

Preferred Strengths

• Mortgage servicing experience.

• Investor accounting or remittance reporting experience.

• Experience working with loan servicing systems such as Horizon, IBS, Cold Plus, VContent, or similar platforms.

• Banking or financial institution experience.

• Understanding of mortgage-backed securities (MBS) reporting.

• Experience working with government-sponsored entities including GNMA, Freddie Mac, or Fannie Mae.

• Exposure to automation, AI tools, or process improvement initiatives.

• Experience reconciling high-volume portfolios and custodial accounts.

WORK AUTHORIZATION & ELEGIBILITY:

• Legally authorized to work in the US is required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization.

• Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization.

Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities)

Recruitment Privacy Statement (https://orientalbank.com/assets/pdfs/recruitment\_privacy\_policy\_statement.pdf)

Compliance Posters

#LI-Hybrid

This may be the opportunity to change your life and take your career to the next level.

Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to:

Compliance_Posters / Labor Laws (https://orientalbank.com/assets/pdfs/compliance\_posters.pdf)

Recruitment Privacy Policy Statement

Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel.

Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables:

Afiches de Cumplimiento/ Leyes Laborales (https://orientalbank.com/assets/pdfs/compliance\_posters.pdf)

Política de Privacidad de Reclutamiento