Sr. Credit Risk Analyst

Job Description POSITION SUMMARY Vertiv, a global leader in critical infrastructure solutions, seeks a Sr. Credit Risk Analyst at its Headquarters in Westerville, Ohio to join our Americas Finance team. The Senior Credit Risk Analyst is responsible for evaluating and managing customer credit risk across Vertiv's Americas business while supporting revenue growth, cash flow protection, and compliance with company policies. This role performs financial and credit analysis for new and existing customers, establishes and monitors credit limits, reviews complex commercial transactions, and recommends strategies to mitigate financial risk. The Senior Credit Risk Analyst serves as a key business partner to Sales, Order Management, Legal, Finance, Collections, and executive leadership by providing timely and well-supported credit decisions that balance risk and business objectives. The role also supports process improvement initiatives, SOX compliance activities, credit hold management, portfolio monitoring, and reporting for management and audit purposes. Additionally, the Senior Credit Risk Analyst maintains delegated credit approval authority up to $1,000,000 and provides recommendations for transactions requiring higher levels of approval. PRIMARY RESPONSIBILITIES * Conduct comprehensive credit reviews for new and existing customers, including analysis of audited and unaudited financial statements, credit applications, trade references, bank references, credit bureau reports, and publicly available information. * Establish appropriate credit limits and risk mitigation requirements based on financial strength, payment history, business outlook, and project exposure. * Evaluate large-scale project opportunities where future exposure may significantly exceed approved credit limits. * Conduct recurring customer portfolio reviews to ensure credit limits remain aligned with current business activity and financial condition. * Partner with Credit Leadership on high-risk, distressed, bankrupt, or strategically important accounts. * Facilitate and/or participate in customer discussions when additional financial information, collateral, or credit support is required. * Utilize comprehensive knowledge of credit risk mitigation tools and techniques, including but not limited to Letters of Credit, Joint Check agreements, Mechanic's Liens, Payment Bonds, and other related instruments, to manage and minimize financial risks effectively. * Review and manage customer credit hold queues to support timely decision making and order fulfillment. * Owns and manages SOX related reporting specific to Vertiv's controls around customer credit limits and executes timely the related activities in preparation for monthly reviews. * Identify, recommend, and participate in initiatives that improve credit processes, workflow efficiency, system utilization, reporting capabilities, automation, and overall operational excellence. * Assist with documenting and updating standard operating procedures and training materials. * Manage and support ad hoc projects, reporting requests, and business initiatives as assigned. QUALIFICATIONS Requirements: * BA or BS in Business Administration/Finance/Accounting, or equivalent degree. * 4+ years of progressive experience in commercial credit and collections, financial analysis or risk management within a B2B environment.