Licensed Loan Officer

Licensed Loan Officer – Northgate Mortgage LLC

• Position: Licensed Loan Officer

• Company: Northgate Mortgage LLC

• Location: Farmington Hills, MI (48334)

• Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit

• Compensation: Commission-Only Compensation Structure

• Unlimited earning potential

• Commission-only position (no guaranteed salary or hourly wage)

• Earnings based on funded loan production

• Compensation directly tied to loan originations and closed transactions

• Significant upside for high-volume producers

• About Northgate Mortgage:

• Provides a broad range of lending solutions including:

• Conventional Mortgages

• FHA Loans

• Purchase Loans

• Refinance Loans

• Cash-Out Refinances

• Reverse Mortgages

• Construction Loans

• DSCR Loans

• Residential Mortgage Programs

• Commercial Lending Solutions

• Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products

• Role Overview:

• Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing

• Key Responsibilities:

• Generate mortgage loan opportunities

• Develop referral and borrower relationships

• Convert company-provided leads

• Conduct borrower consultations

• Analyze borrower financing needs

• Recommend appropriate mortgage products

• Collect and review loan documentation

• Maintain pipeline activity and follow-up schedules

• Guide borrowers from application through closing

• Work closely with processors, underwriters, and operations teams

• Ensure compliance with lending regulations

• Meet production and funding goals

• Required Qualifications:

• Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam

• Ability to obtain required state licenses

• Strong verbal and written communication skills

• Excellent relationship-building skills

• Strong sales and customer service abilities

• Experience managing multiple borrowers and active files

• Strong time management and organizational skills

• Comfortable working in a commission-only compensation structure

• Ability to make outbound calls and develop business

• Ability to maintain borrower confidentiality

• Goal-driven, self-motivated mindset

• Ability to learn company systems and mortgage products

• Preferred Experience:

• Mortgage lending

• Mortgage sales

• Loan origination

• Banking

• Financial services

• Borrower relationship management

• Mortgage pipeline management

• Lead conversion and prospecting

• Benefits (Eligible After 90 Days):

• Health Insurance

• 401(k)

• Professional Development

• Company-Paid Licensing Support

• Assistance Obtaining Additional State Licenses

• Mortgage Product Training

• In-House Systems Training

• Workflow & Process Training

• Career Advancement Opportunities

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