Analyst, Loyalty Financial & Commercial Modeling

We are seeking a highly analytical and collaborative Financial Analyst to join our loyalty team. The Loyalty Financial & Commercial Modeling Analyst will play a key role in financial planning, forecasting, budgeting, reporting, and forecasting revenue deferrals and recognition as per accounting guidelines. The ideal candidate will have a strong financial analysis background combined with accounting knowledge, allowing them to bridge both disciplines effectively.

This is a hands-on role for someone who enjoys rolling up their sleeves, thrives in a fast-paced environment, and can adapt to changing business needs. The successful candidate will work closely with loyalty leadership and cross-functional partners to support budgeting efforts, reporting, and strategic financial initiatives.

The ideal candidate combines strong analytical and accounting fundamentals with a flexible, business-minded approach. They are comfortable working cross-functionally, can communicate financial information clearly, and are willing to jump into projects wherever needed. This individual enjoys solving problems, working with large datasets, and partnering with leadership to drive informed business decisions.

Essential Functions:

• Develop and maintain financial models to support forecasting, budgeting, and business planning.

• Support the development and update of the annual budget and long-range financial planning initiatives. Provide financial analysis and recommendations to support business decisions.

• Prepare monthly financial reports, variance analyses, and management reporting packages. Collaborate with stakeholders across multiple departments to improve financial processes and reporting.

• Analyze revenue streams and ensure proper revenue deferral/recognition in accordance with ASC 606.

• Partner with accounting and finance teams to reconcile revenue generated through multiple channels, including credit card transactions, ticket sales, and other revenue sources. Assist with monthly close activities by analyzing revenue, identifying deferred revenue, and recognizing revenue appropriately over time.

• Perform ad hoc financial analysis and support special projects as needed.

Qualifications:

• Bachelor's degree in Finance, Accounting, or a related field.

• 3+ years of experience in financial analysis, FP&A, corporate finance, or a related role.

Knowledge, Skills, and Abilities:

• Strong understanding of accounting principles with the ability to apply accounting concepts in financial analysis.

• Experience with ASC 606 revenue recognition is preferred.

• Strong financial modeling and analytical skills.

• Strong Microsoft Excel skills (pivot tables, complex formulas, financial models, scenario analysis, etc.).

• Experience preparing budgets, forecasts, and financial reports.

• CPA is not required.

• Public accounting experience from a Big Four firm (EY, Deloitte, PwC, or KPMG) is a plus, but candidates should be practical, adaptable, and not overly focused on audit or technical accounting.

• Experience in hospitality, travel, entertainment, gaming, airlines, or other high-volume transaction environments (such as Hard Rock or Spirit Airlines) is highly preferred.

Physical Demands: Must be able to remain in a stationary position at a desk and/or computer for extended periods of time.

Travel: No or very little travel likely

Work Conditions: Work primarily in a climate-controlled environment with minimal safety/health hazard potential.

This position is classified as “in-office.” As an in-office role, it requires employees to work from a designated Carnival office in South Florida Monday through Thursday each week. Employees may work from their homes on Fridays. Candidates must be located in (or willing to relocate to) the Miami/Ft. Lauderdale area.

Offers to selected candidates will be made on a fair and equitable basis, taking into account specific job-related skills and experience.

At Carnival, your total rewards package is much more than your base salary. All non-sales roles participate in an annual cash bonus program, while sales roles have an incentive plan. Director and above roles may also be eligible to participate in Carnival’s discretionary equity incentive plan. Plus, Carnival provides comprehensive and innovative benefits to meet your needs, including:

• Health Benefits:

• Cost-effective medical, dental and vision plans

• Employee Assistance Program and other mental health resources

• Additional programs include company paid term life insurance and disability coverage

• Financial Benefits:

• 401(k) plan that includes a company match

• Employee Stock Purchase plan

• Paid Time Off

• Holidays – All full-time and part-time with benefits employees receive days off for 8 company-wide holidays, plus 2 additional floating holidays to be taken at the employee’s discretion.

• Vacation Time – All full-time employees at the manager and below level start with 14 days/year; director and above level start with 19 days/year. Part-time with benefits employees receive time off based on the number of hours they work, with a minimum of 84 hours/year. All employees gain additional vacation time with further tenure.

• Sick Time – All full-time employees receive 80 hours of sick time each year. Part-time with benefits employees receive time off based on the number of hours they work, with a minimum of 60 hours each year.

• Other Benefits

• Complementary stand-by cruises, employee discounts on confirmed cruises, plus special rates for family and friends

• Personal and professional learning and development resources including tuition reimbursement

• On-site Fitness center at our Miami campus

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About Us

At Carnival Cruise Line, our mission is to consistently deliver safe, fun, and memorable vacations at a great value. As the world’s most popular cruise line, we offer a variety of unique experiences across our fleet, ensuring that every voyage is filled with excitement and discovery. From world-class entertainment and dining to exploring stunning destinations, we create lasting memories for our guests while maintaining a dedication to the places we visit and the lives we touch.

Join us and embark on a career that offers not only the chance to grow professionally but also the opportunity to be part of a global community that makes a difference.

In addition to other duties/functions, this position requires full commitment and support for promoting ethical and compliant culture. More specifically, this position requires integrity, honesty, and respectful treatment of others, as well as a willingness to speak up when they see misconduct or have concerns.

Carnival Corporation & plc and Carnival Cruise Line is an equal employment opportunity/affirmative action employer. In this regard, it does not discriminate against any qualified individual on the basis of sex, race, color, national origin, religion, sexual orientation, age, marital status, mental, physical or sensory disability, or any other classification protected by applicable local, state, federal, and/or international law.

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