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Software Engineer III

American Express

Phoenix, AZ · HybridFull-time$104–175K/yrSeen 3 days agoSeen in employer's feed 3 days ago

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At a glance

Compensation
$104–175K/yr
Location
Phoenix, AZHybrid
Schedule
Full-time
Work Authorization
Not specified

Olive lists jobs from US employers, including remote roles you can work from the United States.

Job overview

The Software Engineer III advances the design, development, testing, and deployment of software applications and systems for American Express. The role works with cross-functional product and business teams to address technical challenges, improve application performance and reliability, and align technology initiatives with business objectives. It also applies AI tools across development workflows, validates AI-generated recommendations, and guides teammates in using AI-assisted development tools.

Skills & qualifications

RequiredNice to have

Skills

Software Design, nice to haveSoftware Development, nice to haveAutomated Testing, nice to haveObject-Oriented Design, nice to haveObject-Oriented Coding, nice to haveDistributed Systems, nice to haveAlgorithms, nice to haveNoSQL Databases, nice to haveRelational Databases, nice to haveAgile Methodologies, nice to haveScrum, nice to haveKanban, nice to haveAutomation Testing, nice to haveFunctional Testing, nice to havePerformance Testing, nice to haveAI Development Tools, nice to haveAI Workflow Integration, nice to haveAI Development Practices, nice to have

Qualifications

Bachelor's in Computer Science, Computer Engineering or Comparable Experience, nice to have

Benefits

401(k) Match
Medical Insurance
Dental Insurance
Vision Insurance
Parental Leave

Full job description

Software Engineer III

Phoenix, AZ, United States(Hybrid)

Job Description

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.

Global Commercial Services (GCS) serves millions of business customers around the world, from mom-and-pop shops to approximately 70% of the S&P 500. We are the number one issuer of small business cards, the industry leader in corporate T&E and represent approximately 40% of the company’s total revenues. Our vision is to be essential to our customers’ businesses every day. We do that by offering a diverse suite of payment and cashflow tools our customers need to run and grow their businesses, from a wide range of traditional card products, to working capital and supply chain financing, to new digital solutions that make it easy for our customers to manage their financial and payment needs.

Responsibilities

  • Advances the design, development, testing, and deployment of software applications and systems

  • Drives the modification, documentation, and maintenance of software to ensure high reliability and availability

  • Collaborates with cross-functional teams to address advanced technical challenges and optimize application performance

  • Analyzes system requirements and delivers innovative technical solutions to enhance software quality and efficiency

  • Completes code reviews and automated testing to maintain high-quality code standards

  • Collaborates and co-creates effectively with teams in product and the business to align technology initiatives with business objectives

  • Applies AI tools to improve software design, coding, and testing practices and identifies opportunities to embed AI into development workflows while validating AI-generated recommendations prior to implementation and maintaining accountability for outputs

  • Guides team members on effective use of AI-assisted development tools

  • Education and Knowledge

  • Bachelor's degree in Computer Science, Computer Engineering, and/or comparable experience

  • Knowledge of distributed (multi-tiered) systems, algorithms, NoSQL and relational databases

  • Knowledge of the core tools used in the planning, analyzing, crafting, building, testing, configuring, and maintaining of assigned application(s)

  • Understanding of emerging AI capabilities in software engineering

Qualifications

Work Experience

  • Software engineering and development experience or a related job

  • Experience in application design, software development, and automated testing

  • Experience in object-oriented design and coding with variety of languages

  • Experience in distributed (multi-tiered) systems, algorithms, and relational databases

  • Experience in Agile software development methodologies and practices such as Scrum/Kanban, iterations, user stories

  • Experience in automation testing and documentation (i.e. automated, functional, and performance)

  • Experience integrating AI tools into end-to-end development workflows

  • Experience supporting adoption of AI-enabled development practices

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values (https://www.americanexpress.com/en-us/company/who-we-are/) and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries

  • Bonus incentives

  • 6% Company Match on retirement savings plan

  • Free financial coaching and financial well-being support

  • Comprehensive medical, dental, vision, life insurance, and disability benefits

  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

  • Free and confidential counseling support through our Healthy Minds program

  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site (https://www.americanexpress.com/en-us/colleagues/benefits) .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Job Info

  • Job Identification 26015449

  • Job Category Technology

  • Posting Date 11/05/2026, 09:38 PM

  • Apply Before 11/12/2026, 06:00 AM

  • Degree Level Bachelor's Degree

  • Job Schedule Full time

  • Job Shift Day

  • Locations AMEX 18850 N 56th Street, Phoenix, AZ, 85054, US(Hybrid)

  • Salary Range $103750 - $174750 annually + bonus + benefits

  • Career Area Technology

Return to Jobs List (https://careers.americanexpress.com/en/sites/CX\_1/jobs)

How this job compares

Set against the 40,155 open Software Engineer jobs on Olive Jobs, counted November 11, 2026.

Pay
  • This posting$104–175K/yr
  • Arizona median$112–210K/yr366 salary ranges
  • US median$133–216K/yr32,033 salary ranges

This range's midpoint, $139K, is 11% below the Arizona median midpoint ($157K) — in the middle half of Software Engineer salary ranges in Arizona.

Openings
Olive Jobs lists 482 open Software Engineer jobs in Arizona and 40,155 across the US. 8% of them nationwide are listed as remote or flexible.
Hiring the most in Arizona
Experience
Software Engineer postings that state a minimum ask for 5 years of experience at the median; the middle half ask for 3 to 7 years (33,026 postings).
Education
12,547 of the 40,155 open Software Engineer jobs (31%) ask for a bachelor's degree or higher.

Counted across the open, public US postings on Olive Jobs on November 11, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.

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