Commercial Loan Officer I - Hattiesburg, MS

Job Summary Establishes, maintains, and develops client relationships within assigned territory to attain targeted business and commercial loan portfolios. Manages a variety of commercial loans in compliance with bank policy and regulatory requirements. ## Responsibilities ## • Establishes and maintains favorable professional network within assigned local community, county, and/or territory. ## • Calls on potential or existing clients to develop new business, increase business and retain existing business. ## • Interviews applicants for commercial types of loans ## • Assists commercial loan customers with the loan application process and ensures the confidentiality of all information provided by applicants. ## • Analyzes and screens loan requests on all types of loans. ## • Exercises judgment within wide ranging policies, precedents and upper-level management oversight for packaging loans as well establishing terms and conditions of loans. ## • Achieves and maintains required loan portfolio balance. ## • Maintains thorough understanding of loan policy and procedure in relation to commercial lending. ## • Participates in a team effort to cross-sell bank and affiliate products and services. ## • Completes all required training. ## • Performs other related duties as required or assigned. ## Requirements ## ** **Education and Qualifications: ## • Bachelor's degree or equivalent combine of education and lending and banking experience ## • Two to four years previous banking experience with emphasis in commercial lending and branch management - Must have or receive NMLS clearance. - Ability to communicate effectively with clients to achieve loan portfolio goals, establish business relationships, and maintain client satisfaction. - Knowledge of regulatory requirements governing commercial lending. - Proficiency in computer applications - Must possess and maintain current and valid driver's license and a vehicle with appropriate insurance coverage. - Ability to travel throughout the market for various meetings and appointments.