Senior Credit Risk Officer I

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Regular or Temporary: Regular Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

Partner with Line of Business team leads or segment leaders to form and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicate effectively through guidance, training, and development in support of strong credit culture development. Model behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate complex challenges that have significant potential impact on Truist profitability.

ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Exercise prudent credit judgment and guidance through individual loan authority as delegated by the Senior Credit Officer
2. Serve as a risk approver for Hospital, Higher Education, Government and Senior Care speciality lines of business. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for championing the advancement of the organizations risk management culture, framework, and appetite throughout the assigned segment within the LOB
3. Provide oversight to the large/specialized portfolios to ensure strong asset quality, manage risk concentrations, and sustainable performance through business cycles
4. Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue
5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions

QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree, or equivalent education and related training
2. 12 years of experience in lending and/or credit experience
3. Widespread financial credit risk and regulatory knowledge
4. Solid accounting/financial analysis skills
5. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Preferred Qualifications:

1. 15 years of experience in commercial lending and/or credit experience
2. Master's degree in business administration, finance, or accounting
3. Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories
4. Experience across a broad span or industries or deep experience within a specific industry
5. RMA - Credit Risk Certification

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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