Senior Software Engineer
Capitalize
New York, NYFull-timePosted todayStill listed today
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At a glance
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Job overview
Capitalize is seeking a Senior Software Engineer to build APIs and infrastructure for its retirement savings platform. The role focuses on back-end development, product functionality, testing ideas, data processes, and internal tools. Engineers collaborate across functions from design through deployment and take ownership in a fast-paced team. The position is hybrid in New York City, with at least three days per week in the office.
Skills & qualifications
Skills
Qualifications
Benefits
Full job description
About Us Capitalize is building critical infrastructure for the $20 trillion retirement savings market with scalable technology and a world-class team. We’re bringing a digital, API-first approach to modernize the $1 trillion in retirement account transfers and rollovers that happen annually. By doing so, we’re helping the almost 20 million Americans who change jobs each year with a 401(k) do the right thing with their assets. Our Enterprise offering includes a full suite of APIs used by leading financial institutions such as Robinhood, Morgan Stanley, SoFi, TIAA, and many more. Our Advisor offering helps wealth management firms and advisors leverage that same technology, helping end-users seamlessly find and consolidate their retirement savings into one account. We’ve raised $35mm+ from leading venture capital investors including RRE Ventures, Canapi Ventures, Greycroft, and others, and we’ve been recognized as one of TIME’s 100 Best Inventions, one of the Most Innovative Companies in America by Fast Company, and by Forbes as one of the Top 50 Fintech Companies in the US for several years running.
What You'll Do As a Senior Software Engineer at Capitalize, your work will be instrumental in our efforts to help more people gain control of their retirement savings. We’re looking for someone with strong back-end development experience to join us in building the APIs and infrastructure to power our platform. In your day-to-day, you will create meaningful product functionality, execute on testing new ideas, handle development on new product initiatives, design and build APIs, touch data processes, and enhance other internal functions that drive our business forward and enable us on our mission. We are a small, fast-paced team, and collaborate frequently on what is created (from Figma to deployment), and ownership is a key driving factor for our engineers. If you have experience in early-stage startups, thrive in cross-functional environments, and enjoy working on initiatives that people interact with daily, we’d love to hear from you!
What You'll Bring
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6+ years of experience in a software engineering role
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Expertise in backend technologies, specifically using modern Java and JPA
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Strong knowledge of relational databases and/or NoSQL databases
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Experience with monitoring solutions, and troubleshooting best practices
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Effective independent contribution, with a sense of ownership, and a proactive mindset
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Experience working on products with rapid feature development, including fast iterations and tight feedback loops during QA processes
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Desire to take on growth-oriented initiatives outside of core feature work
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Experience with continuous integration/continuous delivery (CI/CD) pipelines
Bonus Points For:
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Devops or cloud development
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Efficiently scaling up systems and processes
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Typescript, Node
Benefits We Offer
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Competitive compensation and equity in the company
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Medical, dental, and vision insurance, with 100% premium covered for staff and 50% for dependents
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401(k) plan access
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Unlimited paid time off
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12 weeks of fully-paid parental leave Note: This role is hybrid based in New York City, with a requirement of at least three days per week in the office.
How this job compares
Set against the 41,554 open Software Engineer jobs on Olive Jobs, counted November 10, 2026.
- Pay
- This postingNot listed
- New York median$158–225K/yr2,400 salary ranges
- New York median$50–57/hr64 hourly ranges
- Openings
- Olive Jobs lists 3,087 open Software Engineer jobs in New York and 41,554 across the US. 8% of them nationwide are listed as remote or flexible.
- Experience
- This posting asks for at least 6 years of experience; Software Engineer postings that state a minimum ask for 5 years at the median (34,072 postings).
- Education
- 13,032 of the 41,554 open Software Engineer jobs (31%) ask for a bachelor's degree or higher.
Counted across the open, public US postings on Olive Jobs on November 10, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.
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