
Excess and Surplus Wholesale Binding Underwriter
Charlotte, NC · HybridJob$82–153K/yrSeen todaySeen in employer's feed today
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At a glance
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Job overview
The Hartford’s Navigators E&S Binding team underwrites complex small-business excess and surplus risks through an online platform supporting quoting, binding, and issuance. The underwriter manages a geographic book, applies underwriting guidelines, develops broker strategies, and partners with sales and underwriting leadership to support profitable growth. The role may be Senior or Executive Underwriter depending on experience and offers a hybrid or remote schedule based on proximity to an office.
Skills & qualifications
Skills
Qualifications
Full job description
Executive Underwriter - UH07EB
Senior Underwriter - UH08BA
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
Excess and Surplus Wholesale Binding Underwriter
The Navigators E&S Binding team makes it easy to place complex business. Our online technology rating platform, supports quoting, binding, and issuance with a click of a button. This innovative technology combined with our team of experienced underwriters makes us a go-to resource for your hard-to-place risks. Navigators E&S Binding has a complete team, including product management, actuarial, marketing, and underwriting resources, to assist all of our wholesale distribution partners.
We also offer customized profit-sharing plans to support our mutual growth and profit goals. The E&S Wholesale Binding Division of Navigators, a brand of The Hartford, is dedicated to providing creative solutions to meet the demands of a dynamic small business E&S market.
As an E&S Binding Underwriter you will be responsible for:
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Referral Underwriter for a geographic book of business
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Analyzing geographic and individual book on quarter-to-quarter basis for potential action. Identifies potential quality management concerns and addresses appropriately.
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Expertly applying all applicable Underwriting guidelines when making decisions.
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Underwriting highly complex business and will require limited support from leadership and infrequent referral activity to complete quotes
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Broker Management which includes creating, driving and execution of strategies for new business growth and/or renewal retention (prospective book management, executes on the mix strategy, low strategy, territorial plans, etc.)
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Acting as a trusted advisor and solution provider to Brokers
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Partnering with E&S Binding Underwriting & Sales leadership identifying trends and recommending enhancements for increased profitable growth
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Traveling up to 25% predominantly within your assigned territory
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Coaching and mentoring new hires
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Collaborating with Sales and Underwriting training and upskilling of the E&S Team
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Acting a role model and informal leader on the team
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Providing referral and workload support where needed
Qualifications:
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5+ years of commercial underwriting experience is required; wholesales and/or excess and surplus experience preferred
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Experience working with wholesale insurance brokers preferred
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Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
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Excellent communication, interpersonal and presentation skills, both written and verbal
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An ability to think analytically about business problems, make recommendations and propose solutions
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High energy self-starter, who is resilient and has an entrepreneurial spirit
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Demonstration of solid time, organizational, and desk management skills
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Goal-oriented and delivers outcomes
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Ability to challenge the status quo and compete to win
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Superior technical knowledge and sound decision-making and analytical skills
Senior or Executive Underwriter position will be considered based on experience.
This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$82,400 - $153,000
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
How this job compares
Set against the 691 open Underwriter jobs on Olive Jobs, counted November 7, 2026.
- Pay
- This posting$82–153K/yr
- US median$85–150K/yr530 salary ranges
This range's midpoint, $118K, is close to the US median midpoint ($117K) — in the middle half of Underwriter salary ranges across the US.
- Openings
- Olive Jobs lists 18 open Underwriter jobs in North Carolina and 691 across the US. 5% of them nationwide are listed as remote or flexible.
- Hiring the most across the US
- The Hartford (this employer)83 open
- Highmark Health64 open
- U.S. Bank49 open
- Experience
- This posting asks for at least 5 years of experience; Underwriter postings that state a minimum ask for 3 years at the median (555 postings).
- Education
- 174 of the 691 open Underwriter jobs (25%) ask for a bachelor's degree or higher.
Counted across the open, public US postings on Olive Jobs on November 7, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.
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