Capital One logo

Global Payments Network (GPN) Risk & Advisory - Principal Associate

Capital One

Richmond, VA · HybridJob$110–125K/yrSeen todaySeen in employer's feed today

Most applications go out cold — see where you stand first. No sign-up to start.

You apply on the employer's site, with no Olive account needed.

Watch jobs like this.

Don't just apply. Show up ready.

Olive works from this exact posting.

At a glance

Compensation
$110–125K/yr
Location
Richmond, VAHybrid
Work Authorization
Not specified

Olive lists jobs from US employers, including remote roles you can work from the United States.

Job overview

The Principal Associate on Capital One’s Global Payments Network Risk & Advisory team serves as a trusted risk advisor to GPN Tech. The role supports risk governance, identifies and mitigates risks, and partners with technical and business stakeholders to provide guidance and inform executive decisions. It is designated hybrid and focuses on technology risk in financial services and payment network environments.

Skills & qualifications

RequiredNice to have

Skills

Governance Risk and ComplianceRisk ManagementRisk AssessmentThree Lines of DefenseRisk Reporting and AnalyticsRisk AdvisoryProject ManagementProcess ManagementStakeholder CollaborationOrganizational SkillsExecutive PresenceWritten CommunicationVerbal CommunicationData VisualizationData AnalysisPayment Network ControlsCISACRISCCISSPCISM

Qualifications

Bachelor's Degree or Military Experience3+ Years Technology Financial Services Experience2+ Years Technology Risk or Financial Services or Payment Network Experience2+ Years Project or Risk Program or Process Management Experience2+ Years Internal Stakeholder Collaboration Experience3+ Years Payment Network Risk Assessment Experience1+ Year Technology Platform Risk Management Experience

Full job description

Global Payments Network (GPN) Risk & Advisory - Principal Associate

As a Principal Associate on the Global Payments Network (GPN) Risk & Advisory team, you will serve as a trusted risk advisor for Capital One's GPN Tech, within our Tech and Product Risk organization. In this high-impact role, you will help manage the inherent risks of our expanding technology footprint. You will collaborate closely with GPN Tech and broader risk partners to establish robust risk governance, implement best practices, and deliver well-managed outcomes that directly inform and empower the decisions of our GPN Tech Accountable Executive.

What you’ll do

As a Principal Associate in GPN Risk & Advisory, you will serve as a trusted advisor leading and driving strategic risk conversations with GPN Tech teams.

Key responsibilities include:

Risk Management and Governance:

  • Governing and supporting risk objects (risks and issues) throughout their entire lifecycle.

  • Driving risk identification and mitigation across GPN Tech teams to empower decision-making by GPN Tech Accountable Executives.

  • Leading, facilitating, and contributing to key discussions to identify, assess, manage, and report critical risk-related issues.

  • Applying a continuous improvement approach to regularly review and challenge GPN Tech risk objects.

Stakeholder Partnership and Support :

  • Serving as an approachable, effective partner to develop fit-for-purpose, adaptable solutions.

  • Collaborating with our extended Risk Guides team to streamline processes and remove complexity.

  • Providing tailored risk advice, constructive challenge, and guidance to GPN Tech stakeholders.

  • Ensuring clear communication of key messages and progress on action items, delivering timely risk input, context, and reporting.

Expertise:

  • Maintaining up-to-date, in-depth technical expertise across relevant risk domains and industry standards.

  • What we're looking for

  • Deep expertise in governance, risk, and compliance (GRC) within technology environments.

  • Proven hands-on experience managing risk in large-scale organizations, with a strong focus on simplifying complex topics.

  • Strong organizational skills and executive presence to build collaborative relationships across diverse technical and business teams.

  • Exposure to operational GPN Tech management and governance.

  • Exceptional written and verbal communication skills.

  • Proficiency in data visualization, analysis, and reporting.

Knowledge of specific risk management disciplines and frameworks, including:

  • Risk Assessment

  • Three Lines of Defense model

  • Risk reporting and analytics

This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Basic Qualifications:

  • Bachelor's Degree or Military Experience

  • At least 3 years working with Technology in the Financial Services industry

  • At least 2 years of experience in Technology Risk Management, Financial Services, or Payment Network Processing

  • At least 2 years of experience in project management, risk program oversight, or process management

  • At least 2 years of experience collaborating with and supporting key internal stakeholders

Preferred Qualifications:

  • At least 3 years of experience conducting risk assessments and providing risk advisory services for large-scale card or debit payment networks

  • At least 1 year of experience managing risk, governance, and controls for technology platforms, digital products, or solutions

  • Strong knowledge of key controls and risk management frameworks for payment networks

  • Relevant industry certifications such as CISA (Certified Information Systems Auditor), CRISC (Certified in Risk and Information Systems Control), CISSP(Certified Information Systems Security Professional), or CISM (Certified Information Security Manager)

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer)

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Risk Specialist

New York, NY: $131,800 - $150,500 for Principal Risk Specialist

Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

How this job compares

Set against the 3,888 open Risk Management jobs on Olive Jobs, counted November 4, 2026.

Pay
  • This posting$110–125K/yr
  • Virginia median$138–184K/yr269 salary ranges
  • US median$115–198K/yr2,875 salary ranges

This range's midpoint, $118K, is 28% below the Virginia median midpoint ($163K) — in the lowest quarter of Risk Management salary ranges in Virginia.

Openings
Olive Jobs lists 305 open Risk Management jobs in Virginia and 3,888 across the US. 3% of them nationwide are listed as remote or flexible.
Hiring the most in Virginia
Experience
This posting asks for at least 3 years of experience — less than three in four Risk Management postings that state a minimum ask for (median 6 years, across 3,428 postings).
Education
1,611 of the 3,888 open Risk Management jobs (41%) ask for a bachelor's degree or higher.

Counted across the open, public US postings on Olive Jobs on November 4, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.

Prepare for this role

You've read the whole posting — now see how you match it.