Mortgage Loan Originator-Wilmington

This job was posted by https://joblink.delaware.gov : For more information, please see: https://joblink.delaware.gov/jobs/1570398 Mortgage Loan Originator Location: Wilmington, Delaware\ Employment Type: Full-Time\ Division: Mortgage Loan Division\ Reports To: Residential & Consumer Lending Sales Manager About the Position As a Mortgage Loan Originator, you will grow residential mortgage business through referral relationships, community engagement, and personalized service, helping customers identify lending solutions aligned with their financial goals. As the primary point of contact throughout the residential mortgage lending process, you will guide borrowers through closing while delivering exceptional service and maintaining compliance with the Banks lending standards and applicable regulatory requirements. This position is well suited for a self-motivated professional who enjoys developing new business, fostering long-term relationships, and achieving production goals in a collaborative community banking environment. What Youll Do As the Mortgage Loan Originator, you will: - Develop new residential mortgage business through referrals, networking, and community involvement. - Develop and maintain relationships with real estate professionals, builders, and other referral partners. - Achieve established production goals while maintaining exceptional customer service, loan quality, and regulatory compliance. - Originate residential mortgage loans, including conventional, FHA, VA, portfolio, and home equity products. - Meet with prospective customers to assess financial needs and recommend appropriate mortgage and home equity lending solutions. - Clearly explain loan products, terms, and conditions to help customers make informed financial decisions. - Gather and submit complete and accurate documentation to support loan applications. - Maintain ownership of the customer relationship by proactively addressing issues that may impact the mortgage process, timelines, or outcomes. - Partner with team members across the Bank to identify opportunities to deepen customer relationships by addressing customers broader financial needs. - Maintain a strong working knowledge of mortgage products, lending guidelines, regulatory requirements, interest rates, and local market trends. - Adhere to Bank policies, complete required training, and promptly communicate potential operational, audit, or compliance concerns. What Youll Bring Education High school diploma or GED required; associates or bachelors degree preferred. Experience - Minimum of three years of residential mortgage lending experience or an equivalent combination of education and experience. - Demonstrated success originating residential mortgage loans, cultivating referral relationships, and generating new business. Licensure Active Nationwide Multistate Licensing System (NMLS) registration/licensure in good standing. Skills & Abilities - Strong knowledge of mortgage products, lending procedures, and applicable regulatory requirements. - Ability to analyze financial information and assess creditworthiness while exercising sound judgment. - Proven ability to develop new business through referrals, networking, community engagement, and relationship building. - Excellent written, verbal, interpersonal, and customer service skills. - Strong organizational, time management, and problem-solving skills with the ability to manage multiple priorities while maintaining accuracy, responsiveness, and attention to detail. - Proficiency with mortgage loan origination software and Microsoft Office applications. - Ability and willingness to travel throughout the Banks market area to mee t with customers and support business development activities. Working Conditions Physical Demands & Work Environment the physical capabilities and environmental conditions described here are representative of those an employee encounters while performing the essential functions of this role. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions. - Physical Activity: Primarily sedentary with prolonged sitting; occasional standing and walking. Frequent use of hands and fingers to operate standard office equipment, prepare documentation, and perform repetitive keyboarding. Frequent verbal communication and active listening. - Lifting: Occasionally lifts or moves up to 10 pounds. - Vision & Hearing: Requires close and distance vision; ability to communicate effectively in person and by telephone. - Environment: Primarily performed in a professional office setting with moderate noise level. Why Join Artisans Bank?