Property & Casualty Insurance Agent
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Job overview
The Property & Casualty Insurance Agent develops client relationships, identifies personal and commercial insurance needs, and recommends and places coverage with multiple carriers. The role also services existing accounts, supports clients with claims-related questions, and builds referral relationships in the local business community. Coverage may include a broad range of personal and commercial products, depending on experience and assigned accounts.
Skills & qualifications
Skills
Qualifications
Full job description
This job was posted by https://www.arjoblink.arkansas.gov : For more information, please see: https://www.arjoblink.arkansas.gov/jobs/4822330 The P&C Insurance Agent will be responsible for developing and maintaining client relationships, identifying insurance needs, preparing and presenting coverage options, placing new business, and providing ongoing service to existing clients. The ideal candidate will have strong communication and relationship-building skills, sound insurance knowledge, and a genuine commitment to helping clients protect their families, businesses, property, and assets. ## Key Responsibilities - Develop and maintain strong relationships with new and existing personal and commercial insurance clients. - Evaluate clients insurance needs and recommend appropriate Property & Casualty coverage. - Quote, market, and place personal and commercial insurance policies with multiple insurance carriers. - Explain policy coverages, exclusions, deductibles, limits, and options clearly to clients. - Handle new business opportunities from initial inquiry through policy issuance. - Identify opportunities to cross-sell and round out accounts with additional coverage. - Service existing accounts, including policy changes, renewals, endorsements, certificates, and coverage questions. - Review accounts periodically to identify changes in exposures and potential coverage gaps. - Assist clients with claims-related questions and coordinate with insurance carriers when appropriate. - Maintain accurate client records and documentation in accordance with agency procedures and regulatory requirements. - Develop referral and networking relationships within the local business community. - Stay current on insurance products, carrier guidelines, market conditions, and applicable regulations. - Maintain all required Arkansas insurance licensing and continuing education. - Provide exceptional customer service while representing the interests of the client and the agency. ## Types of Coverage Depending on experience and assigned accounts, the agent may work with a broad range of Personal and Commercial P&C products, including: - Personal Auto - Homeowners - Renters - Motorcycle, Boat, and Recreational Vehicle - Personal Umbrella - Flood - Commercial Property - Business Owners Policies (BOP) - General Liability - Commercial Auto - Workers Compensation - Commercial Umbrella - Builders Risk - Professional Liability - Employment Practices Liability (EPLI) - Directors & Officers (D&O) - Bonds and Surety - Specialty business insurance
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