
Commercial Banking Underwriter Lead
LANDMARK CREDIT UNION - NEW BERLIN
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Job overview
Landmark Credit Union’s Commercial Banking Underwriter Lead reports to the AVP or VP of Commercial Banking Underwriting. The role underwrites new commercial loan requests, renewals, and annual reviews, preparing credit analysis and risk-rating packages. It also reviews collateral documents, including appraisals, title policies, environmental reports, surveys, leases, and construction contracts. The position serves as a subject matter expert and information source for the Underwriter team.
Skills & qualifications
Skills
Qualifications
Full job description
JOB REQUIREMENTS: At Landmark Credit Union, we succeed by putting people first - and that starts with you. Our culture of inclusion and collaboration enables us to support our members' financial wellbeing, positively impact the communities we serve, and help our associates grow their careers. Bring your authentic self to work as part of an organization where you'll feel valued for your unique qualities, are enabled to reach your full potential, and are recognized for your contributions to our success. We strive to ensure you feel empowered to grow and succeed, while also feeling valued and taken care of, as we all do our part to put people first. We invite you to learn more about this and other opportunities at Landmark Credit Union. NATURE AND SCOPE: This position reports to the AVP or VP, Commercial Banking Underwriting. Underwrites new commercial loan requests, renewals, and annual reviews, which includes the preparation of the appropriate credit analysis and risk rating package. Reviews collateral documents to include: appraisals, title policies, environmental reports, surveys, leases and construction contracts. REQUIREMENTS: 1. Bachelor's degree in business or related field and a minimum of 7 years of direct experience in business/commercial credit analysis. Equivalent combination of education and experience will be considered. 2. Must have advanced financial and credit analysis skills as well as a detailed understanding of business credit documentation and business collateral documents. 3. Experience in software or systems used for credit analysis, and deposit and loan products. 4. Excellent verbal and written communication skills, problem solving skills, organizational skills and the ability to work independently as a valuable team member in a dynamic environment. 5. Demonstrated ability to use independent judgment and discretion in various situations while maintaining a high degree of confidentiality. 6. Proven ability to independently organize work, balancing multiple priorities and managing a variety of projects in a high-volume work environment with strong attention to detail. 7. Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and all job-related state and federal laws and regulations. PRINCIPAL ACCOUNTABILITIES: 1. Serves as a subject matter expert and information source for the Underwriter team. Shares ideas and assists peers as needed. 2. Meets with Commercial Loan Officers and/or borrowers to understand existing loans and new loan requests. 3. Completes all sections of the appropriate credit analysis and risk rating package so that the loan request and structure, collateral analysis, borrower background, financial statement analysis, cash flow analysis, loan policy compliance, future financial... For full info follow application link. EO/AA Employer; including veterans and individuals with disabilities ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/F0799223DBC24399
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