Sr Analyst/Associate Healthcare/CRE

Overview This is a hybrid role, with the expectation that work time will regularly take place inside and outside of a company office.First Citizens Healthcare Financeprovides comprehensive financing and banking solutions to middle market healthcare companies across the U.S. Using a client-focused and industry-centric model, Healthcare Finance can tailor its products and services to help clients meet their needs for growth capital.The Sr Analyst/Associate - Healthcare supports the Healthcare team at an advanced level through underwriting, analysis, and structuring recommendations for healthcare portfolios. Identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assesses and communicates risks within new and existing Healthcare accounts. Provides service and support for both associates and clients, assisting in customer calls and may assist in identifying cross-sales opportunities to facilitate lending activities. Responsibilities & Qualifications Duties & Responsibilities: * The Associate will support the HRE MOB UW team with analyzing and underwriting new real estate transactions with a focus on the Medical Office Building ("MOB") asset class. * Assist with the preparation of property level analysis, pre-screens and final credit approvals for new financing opportunities * The position requires a candidate to have strong credit and analytical skills that can multi-task and work in a high paced team environment. * Involved in every stage of the transaction including the following: market research, due diligence, presenting to credit, structuring and legal documentation * Assist with special projects, audits, and other ad hoc duties * Will interact with Originators and Credit Management, support Senior Underwriters, Portfolio Management, Operations and Closing teams, and collaborate with peersPosition Specific Skills: * Completion of a formal credit training program preferred * Credit Analysis * Detail Oriented * Critical Thinking * Communications in both written and oral * Financial AnalysisSr Analyst-Underwriter IIQualificationsMinimum Required Education and Experience: Bachelor's Degree and 1 years' experience OR High School Diploma or GED/Equivalent and 5 years' experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve month analysis.Preferred: * Area of Study: Real Estate, Finance, Accounting * Master's Degree * Experience: Finance, Banking * Skill(s): Completion of a formal credit training program preferred * 1 year experience in CRE finance with focus on credit underwriting; experience underwriting MOBs and Healthcare Real Estate a plus * Strong analytical, financial modeling, written and communication skills * Proficiency with Microsoft Excel; experience with Argus software * Experience underwriting construction loans a plus * Experience in portfolio management/underwriting other healthcare sectors such as Inpatient Rehab and Seniors Housing a plusAssociate-Underwriter IIIQualifications:Minimum Required Education and Experience: Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve month analysisPreferred: * Area of Study: Real Estate, Finance, Accounting * Master's Degree * Experience: Finance, Banking * Skill(s): Completion of a formal credit training program preferred * 2 years experience in CRE finance with focus on credit underwriting; experience underwriting MOBs and Healthcare Real Estate a plus * Strong analytical, financial modeling, written and communication skills * Proficiency with Microsoft Excel; experience with Argus software * Experience underwriting construction loans a pl