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Loan Exception Specialist

First Bank & Trust

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At a glance

Compensation
No compensation found
Location
Duncan, OK
Work Authorization
Not specified

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Job overview

The Loan Exception Specialist reviews loan and perfection-item documentation for accuracy and regulatory compliance. The role enters exceptions, reviews collateral and insurance records, prepares recurring loan and exception reports, and organizes files for scanning. It also provides D-Audit training and guidance to lending personnel and backs up other Loan Administration functions as needed.

Skills & qualifications

RequiredNice to have

Skills

BookkeepingClerical SkillsFilingLetter WritingWindowsMicrosoft WordMicrosoft Excel10-KeyTypingAS400SynergyTelephone SkillsCustomer ServiceVerbal CommunicationWritten CommunicationInterpersonal SkillsOrganizationTime ManagementDependabilityFollow-ThroughAnalytical SkillsProblem SolvingResourcefulnessInitiativeLifting Up to 25 Pounds

Qualifications

High School Diploma or EquivalentCustomer Service Experience

Full job description

JOB SUMMARY: This position is responsible for reviewing all loans and perfection items documentation to ensure the bank is in compliance with regulations. ESSENTIAL JOB FUNCTIONS: Review and edit all new loans to assure entered correctly in the system and input exceptions on D-Audit Software. Review and input qualifying or non-qualifying factors for FHLB requirements. Review all filed mortgages, UCC, EFS, LEF's, Titles and all insurance other miscellaneous documents tracked on D-Audit. Prepare weekly new, renewed and extended loan report and provide to other team members accordingly. Prepare monthly New Loan Report and provide to other team members accordingly. Prepare monthly exception report for all Loan Officers. Prepare monthly Insurance Exception Report and Spreadsheet for Loan Officers and Executive team members. Put in order and edit loan files for further review prior to sending loan files to be scanned. Review documentation of booked loans to ensure all information has been provided and is accurate. Provide all lending personnel D-Audit training and guidance upon request or as needed. Review documentation for filing and recording of continuations on UCC's and EFS's. Back up for using the State website to place liens on vehicles. Serve as back-up to other Loan Administration positions, which may include reconciling accounts, processing payment books, processing paid-out loan files, researching transactions, and other related duties and responsibilities. Must be able to meet attendance and punctuality standards. Effectively work and cooperate with supervisors, co-workers and customers. Follow the directions of the supervisor ADDITIONAL RESPONSIBILITIES: Perform other duties and projects as required by management MINIMUM QUALIFICATIONS FOR CONSIDERATION: High school diploma or equivalent. Experience in bookkeeping and clerical including filing, letter writing, etc.. Proficient computer skills including Windows, MS Word, MS Excel, 10 key, typing, AS400, and Synergy preferred. Effective telephone skills Customer service experience. KNOWLEDGE, SKILLS, AND ABILITIES: Strong verbal and written communication skills. Strong interpersonal skills: able to work well with a wide range of people. Strong organizational and time management skills. Demonstrate dependability through good attendance and adherence to timelines and schedules. Strong follow through on projects and deliverables. Strong analytical and problem solving skills. Demonstrate resourcefulness and ability to take initiative in development and completion of projects. Strong sense of customer service. ??????PHYSICAL REQUIREMENTS: This work is sedentary and requires the following physical activities: Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity. Frequent lifting (up to 25 pounds of paper supplies or minor office equipment). WORKING CONDITIONS: Normal office environment. NOTE: The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position. First Bank & Trust Co. is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Human Resources at 580-255-1810.

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