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Ag/ Commercial Loan Officer

Independence Bank

Havre, MTFull-timeSeen 3 days agoSeen in employer's feed 3 days ago

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At a glance

Compensation
No compensation found
Location
Havre, MT
Schedule
Full-time
Work Authorization
Not specified

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Job overview

Independence Bank seeks an Ag/Commercial Lender to administer lending activities under established policies and procedures. The role processes, underwrites, and approves loans and lines of credit, assesses borrower creditworthiness, and oversees loans from origination through closing. The lender also supports consistent credit quality, communicates with customers and business partners, and participates in community affairs and business development.

Skills & qualifications

RequiredNice to have

Skills

Loan ProcessingLoan UnderwritingCredit AnalysisLoan ApprovalCustomer CommunicationCommunity Engagement

Qualifications

Bachelor's Degree in Business or Related Field3+ Years Lending ExperienceAg BackgroundValid Driver's LicenseLive in or Relocate to Branch

Full job description

Experience Required

3-5 years

Minimum Education Required

Bachelor's Degree

Compensation

$ / yearly

Hours Per Week

40

Number Of Positions

1

Shift

Day

Job Description

Ag/ Commercial Lender

Position Summary

Independence Bank has chosen to focus on one thing: Serving our communities with

the utmost dedication. Our philosophy of sustained growth and our lending practices are

all based on the needs of the families, farmers, and businesses.

As an exemplary community bank, we are looking for an outgoing individual who shares

in our unmatched commitment to serve our communities.

This motivated individual will be responsible for administering equal credit opportunity

lending activities in accordance with established lending policies and procedures to

minimize portfolio losses, maintain consistent underwriting standard, and ensure uniform

grading and credit quality standards.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Process, underwrite and approve loans and lines of credit with the lowest risk possible to the

Bank. Will ensure to provide the most exceptional customer experience by overseeing loan

process from origination to close and will provide and maintain on-going communication to

customers and business partners.

  • Analyze information from both internal and external sources to determine credit worthiness

of borrowers.

  • Responsible for proper completion of loan authorization request forms and that they are

adequately supported for submission to the appropriate In-House, Executive loan

committee, or Senior Lender.

  • Participate in community affairs to increase the Bank’s visibility and to enhance personal

growth and business development opportunities.

QUALIFICATION REQUIREMENTS:

EDUCATION and/or EXPERIENCE:

Bachelor's degree in business or related field; three to five years previous

lending experience. A person with an AG background is preferred.

LOCATION: Must live in/ relocate to designated branch

CERTIFICATES, LICENSES, REGISTRATIONS:

Must possess a valid driver’s license.

To Apply

Please visit our website at: Career Opportunities - Independence Bank (Havre, MT)

(ibyourbank.com)

For a full job description, list of our benefits package or physical demands, please contact the Human

Resources Department. Independence Bank EEO/Employer/Vet/Disabled

Is this a registered apprenticeship?

False

Place of Work

On-site

Requisition ID

Lender

Job Type

Full Time

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