
Software Engineer III - Backend
Palo Alto, CAFull-time$138–185K/yrSeen todaySeen in employer's feed today
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At a glance
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Job overview
As a Software Engineer III on JPMorganChase’s Commercial & Investment Bank Digital & Platform Services team, the hire designs and delivers secure, scalable technology products across business functions. The role focuses on backend services and APIs, event-driven integrations, cloud operations, and the software development lifecycle. The engineer also uses authorized AI coding tools responsibly and contributes to reliable production services and team practices.
Skills & qualifications
Skills
Qualifications
Benefits
Full job description
Software Engineer III - Backend
Palo Alto, CA, United States
Job Information
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Job Identification 210800783
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Job Category Software Engineering
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Business Unit Commercial & Investment Bank
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Posting Date 10/26/2026, 09:32 PM
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Locations 3223 Hanover St, Palo Alto, CA, 94304, US
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Job Schedule Full time
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Job Shift Day
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Base Pay/Salary Palo Alto,CA $137,750.00-$185,000.00
Job Description
We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.
As a Software Engineer III at JPMorganChase within the Commercial & Investment Bank Digital & Platform Services team, you serve as a seasoned member of an agile team to design and deliver trusted market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm’s business objectives.
Job responsibilities
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Execute end-to-end software solutions through design, development, testing, and technical troubleshooting, with the ability to think beyond routine approaches to build scalable solutions and break down complex technical problems.
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Create secure, high-quality production code and maintain reliable services and algorithms that integrate appropriately with dependent systems.
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Design and build backend services and APIs using Java and Spring Boot, following clean architecture, performance, resiliency, and security best practices.
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Define and implement API contracts using OpenAPI Specification (Swagger); ensure consistent versioning, backward compatibility, and strong consumer experience.
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Leverage enterprise-authorized AI coding assistant tools to improve code quality, delivery speed, and productivity (e.g., refactoring, unit tests, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contribute reusable patterns and learnings to improve team effectiveness.
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Apply expertise across the SDLC toolchain (CI/CD, automation, observability, and operational readiness) to improve delivery outcomes and reliability.
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Produce architecture and design artifacts for complex applications; remain accountable for ensuring design constraints are implemented correctly in code.
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Build and maintain event-driven and streaming integrations using Kafka, including topic design, message schemas, consumer groups, and reliability patterns.
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Use SQL and scripting to support development, troubleshooting, automation, and operational analysis.
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Build, deploy, and operate services in cloud environments (AWS/Azure), including troubleshooting production issues and optimizing for cost, performance, and stability.
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Use containerization and Docker (and related orchestration patterns where applicable) for consistent build and runtime environments
Required qualifications, capabilities, and skills
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Formal training or certification on software engineering concepts and 3+ years applied experience
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Strong backend experience with hands-on experience in system design, application development, testing, and operational stability
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Strong hands-on expertise in Java and Spring Boot (REST services, dependency injection, testing patterns, performance tuning).
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Experience designing and implementing APIs and defining contracts using OpenAPI Specification.
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Working experience with cloud technologies (AWS and/or Azure) and cloud-native engineering practices.
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Hands-on experience with Docker/containerization and deployment best practices.
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Experience with Kafka (producers/consumers, event-driven architecture patterns, reliability considerations).
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Proficiency in SQL and at least one scripting language for automation, troubleshooting, and data analysis.
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Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment, with the ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
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Strong understanding of responsible AI use in engineering workflows, including data sensitivity, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage.
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Overall knowledge of SDLC and agile ways of working, including CI/CD, application resiliency, and security.
Preferred qualifications, capabilities, and skills
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Familiarity with modern back-end technologies, patterns, and frameworks (beyond core Spring Boot).
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Exposure to broader cloud-native ecosystem (observability, IaC concepts, managed services, security controls).
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Nice to have: front-end knowledge (basic understanding of UI integration patterns, web fundamentals, or modern JS frameworks).
FEDERAL DEPOSIT INSURANCE ACT
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs (https://careers.jpmorgan.com/us/en/how-we-hire/faqs) for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
How this job compares
Set against the 34,049 open Software Engineer jobs on Olive Jobs, counted October 27, 2026.
- Pay
- This posting$138–185K/yr
- California median$165–246K/yr7,355 salary ranges
- US median$140–220K/yr27,214 salary ranges
This range's midpoint, $161K, is 21% below the California median midpoint ($205K) — in the lowest quarter of Software Engineer salary ranges in California.
- Openings
- Olive Jobs lists 9,132 open Software Engineer jobs in California and 34,049 across the US. 7% of them nationwide are listed as remote or flexible.
- Experience
- This posting asks for at least 3 years of experience; Software Engineer postings that state a minimum ask for 5 years at the median (27,553 postings).
- Education
- 12,602 of the 34,049 open Software Engineer jobs (37%) ask for a bachelor's degree or higher.
Counted across the open, public US postings on Olive Jobs on October 27, 2026. Pay medians are the middle values of the low ends and of the high ends of postings that list both ends of a range in the same cadence (a yearly salary or an hourly rate); a range's midpoint is halfway between its ends. Pay and experience figures resting on fewer than 20 postings are left out.
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