Senior Analyst, AML FCM Client Intelligence Unit

Essential Duties and Responsibilities:

• Conducting in-depth research using internal systems, third-party databases, and open-source searches to support Enhanced Due Diligence reviews on high-risk clients.

• Documenting detailed investigative findings within the EDD case management system, ensuring accuracy, clarity and alignment with review expectations.

• Performing detailed reviews of EDD reports to ensure investigative work and reach conclusions with accuracy.

• Investigate potential negative media alerts to identify whether a true match to a prospective or existing client and escalate, as appropriate, to Management.

• Performing advanced analysis of client profiles, ownership structures, source-of-funds and wealth, and transactional activity using both internal data and external research tools.

• Ensure reviews and investigative activities adhere to internal procedures and regulatory requirements, including those established under the USA PATRIOT Act, BSA AML regulations, and OFAC-related guidance.

• Mentoring colleagues and peers on internal AML policies, rules, and regulations.

• Escalating significant findings, potential rule violations, or risks presenting regulatory or reputational exposure promptly to management.

• Maintaining up-to-date knowledge of evolving AML regulatory requirements, high-risk typologies, sanctions updates, and best practices to ensure ongoing success.

• Performing additional duties, project-based work, or process enhancement initiatives as needed to support the EDD program.

Knowledge of:

• Enhanced Due Diligence processes, including investigative analysis, source-of-wealth and source-of-funds verification, transactional review, and risk assessment.

• AML laws, regulations, including the USA PATRIOT Act, Bank Secrecy Act, and Office of Foreign Asset Control guidance, and CIP and EDD specific requirements.

• Client documentation, corporate structures, beneficial ownership, and customer risk indicators.

• Investigative research techniques, negative news methodologies, and narrative development.

• Financial services industry operations, including banking processes, securities products, and financial-crime risk exposure.

• Customer Identification Program, Customer Due Diligence, and Know Your Customer requirements.

Skill In:

• Applying, interpreting, and communicating EDD requirements while recommending enhancements to processes and controls.

• Planning, prioritizing, and managing investigative workload across deadlines in a fast-paced environment,

• Preparing clear written reports and investigative summaries.

• Conducting independent research, assessing complex client information, and resolving issues through cross-functional collaboration.

• Making analytical, risk-based decisions using documented evidence and investigative findings.

• Independently researching and resolving CIP-related issues by gathering information across multiple internal systems.

• Evaluating CIP data to support risk-based decisions relating to an EDD review.

• Providing high quality customer service in a Service 1st environment.

• Establishing and maintaining effective working relationships across the organization.

• Handling highly confidential information with integrity.

• Maintaining working knowledge of AML rules, regulatory changes, and industry best practices.

Education and Experience

• Bachelor’s Degree from a four-year college or university in a related field and a minimum of 3-5 years’ experience in financial crimes, compliance, or within the banking or securities industry with a focus in anti-fraud/Anti-Money laundering activities.

• ~OR ~

• Any equivalent combination of education, training and/or experience approved by Human Resources.

Licenses/Certifications

• CAMS certification is required or must be obtained within 18 months of hire.