Financial Recovery Representative II (Default Services)

Description

Summary:

Financial Recovery Rep IIs (Default Services) will manage a portfolio of substandard Business Banking loans, working with customers, attorneys and liquidators to gently exit borrowers unable to maintain their relationship with HNB.

Duties and Responsibilities:

• Develops a litigation and or liquidation strategy on classified (financial Recovery-managed) loans up to $500M to minimize losses on a Business Banking portfolio.

• Presents a summary of action plans to resolve the problem loans to FRG senior management specific to exit strategies.

• Analyzes financial plans, negotiates loan collection or restructuring, and recommends/oversees litigation, liquidation to reduce exposure.

• Identifying appropriate risk ratings, accrual status and losses, address workout scenarios, communicates data driven results to upper management in a time sensitive environment.

• Adheres to bank policies and procedures and complies with legal and regulatory requirements.

• Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.

• Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements.

• Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.

• Performs other duties as assigned.

• Basic Qualifications:

• HS or GED

• 3 or more years of experience in commercial/business banking underwriting, lending, credit and/or appraisal required.

Preferred Qualifications:

• Bachelor's Degree in Business, Finance, or Accounting

• Excellent written and verbal communication skills

• Strong goal achievement orientation.

• Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients are key in this position.

• Ability to work independently in a deadline driven and goal-oriented team environment.

• Basic working knowledge of PC applications

• Knowledge of bankruptcy laws

• Ability to negotiate settlements, workouts and sale of security while adhering to state and federal regulations

• Experience with Real Estate Foreclosure process

• Previous experience with AFS / Velocity / RETS / CARS

• Strong working knowledge of SBA loans and the associated workout process to ensure compliance with SBA Standard Operating Procedures.

• Working knowledge of exit strategies including bankruptcy, closed business, legal remedies and liquidation strategies.

#LI-RP1

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Applications Accepted Through:

10/30/2026

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000-$113,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.