Product Line Specialist

Product Line Specialist To place business for Farm Bureau Insurance agents when Farm Bureau either cannot or will not write a particular risk. To have a working knowledge of the property/casualty (P/C) markets, products and coverages offered by Community Service Acceptance Company (CSAC), dba FB Partners Group (Farm Bureau Insurances Broker Agency), as well as the surety bonds offered by the agency. To provide a high degree of technical assistance to agents and other underwriters on property/casualty and life/health. To have a working knowledge of commercial/personal lines underwriting principles to determine risk placement. To provide a WOW! customer experience to the field and provide competitive intelligence on products. Evaluate/examine/physically survey risks submitted for coverage by agent. Accept, modify or reject risks based upon guidelines, directives, inspections and claims information. Use judgment in making decisions outside published guidelines. Exercise these functions on multiple lines of business. Responsible for proper classification, verification of insurance amounts and proper rating and premium development of both individual and account type risks. Work with agents, and in some cases clients, to determine exposure and appropriate coverages with each company's guidelines. Acquire and maintain technical knowledge with regard to coverage forms and endorsements, and hazard identification and evaluation. Use such knowledge in the underwriting/surveying of risks. Dispense underwriting information to agents and answer coverage questions when asked. Required Bachelor's degree required with focus on business or insurance. Five years experience with commercial insurance or experience in the independent agency system required. Ability to give friendly, clear and concise verbal and written direction to the field required. Ability to understand the features and benefits of various insurance products required. Familiarity with Microsoft Office Word, Excel and PowerPoint required. Proven track record of being an excellent team player. Designations in CIC, ChFC and/or LUTCF required, or actively being pursued. Active State of Michigan property/casualty license required, or must be successfully obtained within 90 days of employment. Preferred Underwriting background preferred. Experience with Agency Management System (AMS) preferred. Note: This is a Hybrid position working Remotely from the Greater Lansing, Michigan area, and from the Farm Bureau Center located in Lansing, Michigan. Farm Bureau offers a full benefit package including medical, dental, vision, and 401K. PM19 Equal employment opportunity, including veterans and individuals with disabilities. PI287848418