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Senior Credit Approver

First Western Financ

Denver, COFull-time$86–125K/yrSeen 4 days agoSeen in employer's feed 4 days ago

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At a glance

Compensation
$86–125K/yr
Location
Denver, CO
Schedule
Full-time
Work Authorization
Not specified

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Job overview

The Senior Credit Approver independently approves complex consumer, commercial, and residential mortgage credit requests within delegated authority. The role reviews credit decisions, evaluates complex structures and policy exceptions, validates risk ratings and underwriting quality, and confirms loans meet conditions, regulatory requirements, and policy standards before closing. It also provides guidance to analysts and junior approvers and partners with lending and credit leadership on portfolio risk and quality.

Skills & qualifications

RequiredNice to have

Skills

Credit UnderwritingCredit Structure EvaluationCredit Decision ReviewRisk Rating ValidationUnderwriting Quality ValidationCredit Condition ReviewRegulatory ComplianceCredit Policy ApplicationPortfolio Risk ManagementMentoringAnalytical SkillsSound Judgment

Full job description

Senior Credit Approver Location: Denver, CO (In-Office) Job Type: Full-Time Exempt Salary: $86,000 - $124,600/YR Actual offer will be based on experience, location, education, and/or skills Applications should be submitted for consideration no later than 10/31/2026. ____________________________________________________________________________________________ Who We're Looking For You are an experienced credit professional with deep expertise in commercial, consumer, and residential mortgage underwriting. You are comfortable evaluating complex credit structures, exercising sound judgment, and providing independent challenge while maintaining collaborative relationships across the organization. You enjoy mentoring others, promoting strong credit practices, and helping maintain a high-quality loan portfolio. Your analytical skills, risk management mindset, and ability to navigate complex lending situations make you a trusted partner and advisor. About the Role The Senior Credit Approver is responsible for the independent approval of complex consumer, commercial, and residential mortgage credit requests within delegated lending authority while promoting sound portfolio risk management across the organization. This role performs one-up reviews of credit decisions, evaluates complex credit structures and policy exceptions, validates risk ratings and underwriting quality, and ensures approved loans satisfy all credit conditions, regulatory requirements, and policy standards prior to closing. The Senior Credit Approver serves as a subject matter expert, provides guidance and mentorship to analysts and junior approvers, supports the consistent application of credit policy and risk practices, identifies emerging portfolio trends and risks, and partners with lending and credit leadership to maintain a strong credit culture and overall portfolio quality. What You'll Do What You Bring What We Offer ____________________________________________________________________________________________ At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways. We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients. Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless. We expect our people to: If that sounds like you, you'll fit right in. Learn more at myfw.com or email [email protected]. First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact [email protected]. First Western Financial, Inc. is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our associates. EOE/AA Minority/Female/Disabled/Veteran Apply at: https://ipc.us/t/873000B2DCDE415F.

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