Senior Consumer Compliance Risk Analyst

Location: 800 Philadelphia Street Indiana, PA 15701 Hours: Monday - Friday 8:00AM-5:00PM (Additional hours as necessary to meet the objectives of the department) Function: Assists the Consumer Compliance Manager with ensuring S&T Bank operates in conformity with federal and state consumer protection laws, regulations, and regulatory guidance. This is accomplished through performing Regulatory and Third-Party Risk Assessments, regulatory research, Complaint Management, and providing guidance to business lines. Duties and Responsibilities: - Has an understanding of consumer protection laws, regulations and policies that apply to S&T's business operations. - Holds the designation of Certified Regulatory Compliance Manager from the ABA or is willing to pursue. - Monitors and tracks all Consumer Complaints received directly from consumers or from regulatory agencies for regulatory requirements, themes, and emerging trends to identify systemic and compliance control failures. Coordinates with first line of defense and business unit managers to identify root cause, drafts written responses, and ensures responses are provided within regulatory deadlines. Provides Business Lines with weekly and monthly dashboards. - Executes Regulatory Risk Assessments to assess and mitigate risk to the Bank and Business Lines according to regulations as directed by the Consumer Compliance Manager, and makes suggestions for improvement to this process and Business Line Processes/Procedures. - Executes compliance risk assessments on products, services, and third-party vendors. - Assists in the identification and quantification of compliance risk considering the size, level, and complexity of S&T's operations; financial product and service offerings; and their delivery systems. - Assists in developing and maintaining working relationships with the first line of defense to ensure that compliance requirements are incorporated into business processes of the first line of defense, and to establish an effective monitoring system to ensure that responsibilities are carried out and requirements are met. - Performs compliance training to assist business line management and Employee Development & Training as directed. - As assigned, participates on committees and task forces involved with new product initiatives and lines of business to assist in the identification and mitigation of compliance risk. - Assists in the development and maintenance of compliance procedures for business line management. - May be asked to assist with monitoring and testing, marketing reviews, and other duties to support Compliance Risk Management. - Assists with compiling compliance-related data for management reporting. - Demonstrates an ability to work independently and as a team player; exhibits excellent interpersonal skills to contribute to the success of the department and in turn, the organization. - Maintains a good working relationship with all S&T employees and becomes a respected subject matter expert. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. - Performs additional duties as assigned. Education: Four year college degree in Business or a related field from an accredited college or university. Must currently hold or be willing to pursue CRCM or related certification, such as CIPP, or CCEP. The employment candidate should have specialized education on federal laws, regulations, and policies related to consumer protection as noted in applicable federal regulatory e