U.S. RMBS Credit Ratings, Senior Analyst New York

U.S. RMBS Credit Ratings, Senior Analyst - New York The Morningstar DBRS U.S. RMBS team is seeking a Senior Analyst to support the analysis and assignment of credit ratings for U.S. residential mortgagebacked securities (RMBS) in New York. This role offers the opportunity to deepen your structured finance expertise, work closely with senior analysts, and interact with external market participants in a collaborative and analytical environment. The ideal candidate brings strong quantitative skills, excellent attention to detail, and experience working with structured finance or mortgagerelated products. Job Responsibilities: Core Analytical Work * Conduct RMBS transaction analysis, including assessment of collateral characteristics, deal structures, credit enhancement levels, and legal frameworks. * Identify and focus on key credit issues during the newissue rating process. Committee & Internal Collaboration * Serve as a colead or backup analyst on selected transactions. * Present analytical findings to rating committees with clarity and confidence. * Collaborate with senior analysts to ensure accurate and consistent application of criteria. Modeling & Methodology * Contribute to the enhancement of structured finance criteria, models, and analytical tools. * Perform sensitivities, transaction comparisons, and stresstesting tasks under the guidance of senior team members. Research & Publications * Produce and publish market updates, newsletters, or concise commentary with minimal supervision. External Engagement * Participate in meetings with bankers, issuers, investors, and other market participants to discuss transaction details and analytical considerations. * Represent the team professionally in all clientfacing interactions. Qualifications: * Bachelor's degree in finance, economics, math, engineering, computer science, or a related field. * 2+ years of experience in structured finance, securitization, banking, mortgage finance, or a relevant analytical role. * Strong analytical and quantitative abilities, with excellent attention to detail. * Proficiency in Microsoft Excel and standard Office applications. * Organized, deadlinedriven, and comfortable managing multiple priorities. * Strong communication and presentation skills, with the ability to convey complex concepts clearly. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentially to our Compliance team. These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.About UsMorningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the ne