Home Equity Line of Credit (HELOC) Processor

This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/13692811 Responsibilities and Expectations 1. HELOC Processor - Ensure loans are processed in accordance with established Bank guidelines, policies and procedures. - Order property abstract/O&E, automated value model or appraisal, and other verifications as required. - Coordinate transactions with loan officers and underwriters. - Review documents for accuracy. - Manage pipeline daily to ensure closing deadlines are met. - Interact with Mortgage Department to resolve file discrepancies and, as necessary, provide required documentation. - Act as liaison with borrowers, customers, other bank employees, outside entities to facilitate loan processes. - Assist in resolution of Post Close and/or Quality Control requests. - Perform all duties in accordance with Equity Bank mortgage standards. - Store all loan documents in Loan Operating System (LOS) as received. 1. HELOC Loan Compliance - Ensure loans are in accordance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending Practices - Stay up to date on the changing rules and regulations pertaining to both private and government-insured mortgages. - Work in accordance to published department service level agreement. - Benchmark of less than 5% error ratio as documented through Quality Control reports, Internal Audits, External Audits and Regulatory Examinations 1. Employee isresponsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements. 1. Perform other duties as assigned, required, or requested. HELOC Processor may become a Mortgage Loan Processor as needed. ::: {align="left"} Required Skills & Education ::: - Bachelors degree or equivalent work experience - Working knowledge of Encompass Loan Operating System (LOS) is a plus. - 1-2 years Loan Processing experience or HELOC experience - Ability to make decisions in a time sensitive manner. - Knowledge of compliance and disclosure requirements - Excellent interpersonal skills and professional manner - Computer skills, Microsoft Office Who we are Equity Bank, a full-service, $7 billion community bank, is based in Wichita, Kansas, with 79 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.\ \ At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. Were searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.\ \ Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere. Whats in it for you? We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families. Find your future at Equity Bank! ::: {align="left"} The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements. ::: ::: {align="left"} ::: ::: {align="left"} Physical Requirements ::: ::: {align="left"} This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others. ::: ::: {align="left"} ::: ::: {align="left"} Work Environment ::: ::: {align="left"} This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis. ::: ::: {align="left"} ::: Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicants race, color, religion, age, sex, national ori