Underwriter

Location: Onsite at location listed on posting

Summary

A CCL Underwriter / Portfolio Manager provides ongoing credit analysis and support for the management of centralized commercial lending portfolios within a production-driven environment. This role is pivotal in monitoring and maintaining credit quality, while also prioritizing a positive experience for our clients. Success requires strong skills in credit analysis, knowledge of loan documentation, and exceptional communication abilities to effectively manage loan portfolio and serve bank partners.

Key Responsibilities:

• Support commercial loan portfolio management by conducting annual risk ratings and periodic covenant testing, proactively prioritizing both portfolio management and production tasks to ensure timely completion.

• Monitor, analyze, and report on key performance indicators related to loan portfolio quality.

• Collaborate closely with market teams, actively engaging with associates to gather feedback and asking clarifying questions so that work aligns with the team's priorities.

• Provide insights on strengths and weaknesses within client credit profiles, incorporating findings into underwriting documents such as credit memos and annual reviews.

• Perform financial statement and tax return spreading using Bank software or templates; advise and assist associates—including bankers and underwriters—with updating loan requests or modifications within the centralized commercial workflow system; complete detailed financial analyses; and create and present credit memos.

• Perform or advise on various loan maintenance tasks via Bank's servicing system including coding, channeling, and lien release requests.

• Participate in special projects and assignments, fulfilling additional duties as needed to support associates and enhance client service.

ABOUT US

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights

• Medical with wellness incentives, dental, and vision

• HSA with company match

• Maternity and parental leave

• Tuition reimbursement

• Mentor program

• 401(k) with 6% match

• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us

Facebook (https://www.facebook.com/FirstHorizonBank)

X formerly Twitter (https://twitter.com/FirstHorizonBnk)

LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram (https://www.instagram.com/first\_horizon/)

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

Job Identification: 1465

Job Category: Support

Job Schedule: Full time

Degree Level: Bachelor's Degree