Credit Analyst

Brand: Post Consumer Brands

Categories: Finance

Locations: Lakeville, Minnesota

Position Type: Regular Full-Time

Remote Eligible: Yes

Req ID: 33116

Job Description

Business Unit Overview

Headquartered in Lakeville, Minn., Post Consumer Brands, a business unit of Post Holdings, Inc., is dedicated to providing people and their pets with delicious food choices for every taste and budget. The company's portfolio includes beloved brands such as Honey Bunches of Oats™, PEBBLES™, Grape-Nuts™ and Malt-O-Meal™ cereal and Peter Pan™ peanut butter, as well as Rachael Ray® Nutrish™, Kibbles 'n Bits™ and 9Lives™ dog and cat food. Post also provides private label solutions to customers in pet food, cereal, nut butters and granola. As a company committed to high standards of quality and to our values, we are driven by one idea: To make lives better by making delicious food accessible for all. For more information about our brands, visit www.postconsumerbrands.com and follow us on LinkedIn (http://linkedin.com/company/postconsumerbrands/) or Facebook (https://www.facebook.com/pages/Post-Consumer-Brands/1919490918137560/) for the latest news.

Location Description

This position is remote.

Responsibilities

Credit Analyst

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered.

The Credit Analyst manages credit and collection activities for an assigned portfolio of business customers. In this role, you will evaluate creditworthiness, monitor financial exposure, collect receivables, and review orders for release while balancing risk, business needs, and customer relationships.

You will use financial information, account activity, industry data, and sound judgment to protect the business, support timely order decisions, and help customers resolve account issues. Your work will strengthen credit controls, improve receivables performance, and keep internal partners informed of emerging risk.

Key Responsibilities

• Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.

• Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.

• Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators; identify changes that may signal increased financial risk.

• Prioritize and pursue collection activity through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.

• Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with the appropriate teams.

• Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or escalate orders within established authority.

• Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.

• Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.

• Prepare weekly, monthly, and ad hoc credit and collection reporting; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.

• Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.

Why You’ll Love This Role

• Make a visible impact by balancing smart risk decisions with the needs of the business and its customers.

• Own a varied portfolio and use analysis, judgment, and relationship-building to move work forward.

• Collaborate across credit, customer service, master data, cash application, and other internal teams to solve account issues.

• Help strengthen processes and controls while supporting efficient collections and timely order decisions.

Qualifications

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered.

Education

• Associate degree with relevant experience may be considered.

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field preferred.

Required Qualifications

• Proficiency with Microsoft Office Suite and applicable credit, accounts receivable, reporting, customer-management systems, and customer portals.

• Strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management.

• Ability to independently prioritize work based on aging, dollar exposure, payment history, order urgency, and financial risk.

Preferred Qualifications

• Five or more years of commercial credit, collections, accounts receivable, or related experience preferred.

• Food-industry or similar high-volume experience is a plus.

Success in This Role

• Uses sound judgment and attention to detail to make timely, well-supported credit and order-release decisions.

• Communicates clearly and professionally in writing and conversation with customers and internal partners.

• Applies analytical and problem-solving skills to reconcile accounts, investigate risk, and resolve payment issues.

• Stays organized, documents activity accurately, and follows through on commitments and required next steps.

• Builds constructive customer relationships while maintaining appropriate financial controls.

Ready to Make an Impact?

Bring your credit judgment, collection experience, and customer-focused approach to Post Consumer Brands. If you are ready to manage meaningful financial exposure, solve complex account issues, and help the business make confident decisions, we invite you to apply.

The pay range for this position is $55,937 - $76,075 per year.

Credit Analyst

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered.

The Credit Analyst manages credit and collection activities for an assigned portfolio of business customers. In this role, you will evaluate creditworthiness, monitor financial exposure, collect receivables, and review orders for release while balancing risk, business needs, and customer relationships.

You will use financial information, account activity, industry data, and sound judgment to protect the business, support timely order decisions, and help customers resolve account issues. Your work will strengthen credit controls, improve receivables performance, and keep internal partners informed of emerging risk.

Key Responsibilities

• Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.

• Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.

• Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators; identify changes that may signal increased financial risk.

• Prioritize and pursue collection activity through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.

• Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with the appropriate teams.

• Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or escalate orders within established authority.

• Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.

• Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.

• Prepare weekly, monthly, and ad hoc credit and collection reporting; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.

• Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.

Why You’ll Love This Role

• Make a visible impact by balancing smart risk decisions with the needs of the business and its customers.

• Own a varied portfolio and use analysis, judgment, and relationship-building to move work forward.

• Collaborate across credit, customer service, master data, cash application, and other internal teams to solve account issues.

• Help strengthen processes and controls while supporting efficient collections and timely order decisions.

Location Requirements

• This position is remote-eligible; however, only candidates based in Minnesota will be considered.

Education

• Associate degree with relevant experience may be considered.

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field preferred.

Required Qualifications

• Proficiency with Microsoft Office Suite and applicable credit, accounts receivable, reporting, customer-management systems, and customer portals.

• Strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management.

• Ability to independently prioritize work based on aging, dollar exposure, payment history, order urgency, and financial risk.

Preferred Qualifications

• Five or more years of commercial credit, collections, accounts receivable, or related experience preferred.

• Food-industry or similar high-volume experience is a plus.

Success in This Role

• Uses sound judgment and attention to detail to make timely, well-supported credit and order-release decisions.

• Communicates clearly and professionally in writing and conversation with customers and internal partners.

• Applies analytical and problem-solving skills to reconcile accounts, investigate risk, and resolve payment issues.

• Stays organized, documents activity accurately, and follows through on commitments and required next steps.

• Builds constructive customer relationships while maintaining appropriate financial controls.

Ready to Make an Impact?

Bring your credit judgment, collection experience, and customer-focused approach to Post Consumer Brands. If you are ready to manage meaningful financial exposure, solve complex account issues, and help the business make confident decisions, we invite you to apply.

Post Holdings provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, status as a covered veteran and any other category protected under applicable federal, state, provincial and local laws.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)