Senior Analyst, Portfolio Manager Real Estate Specialty Finance

New York, NYFull timeREQ-2026-1001At Customers Bank, we believe in working hard, working smart, working together to deliver memorable customer experiences and having fun. Our vision, mission, and values guide us along our path to achieve excellence. Passion, attitude, creativity, integrity, alignment, and execution are cornerstones of our behaviors. They define who we are as an organization and as individuals. Everyone is encouraged to have personal development plans. By doing so, our team members are on their way to achieve their highest potential and be successful in their personal and professional lives.Salary range: An annual salary range of $115,000 - $130,000, is what we expect to pay for this position based on overall skills and experience. Must be legally eligible to work in the United States without sponsorship, now or in the future, to be considered. Who is Customers Bank? Founded in 2009, Customers Bank is a super-community bank with over $22 billion in assets. We believe in dedicated personal service for the businesses, professionals, individuals, and families we work with. We get you further, faster. Focused on you: We provide every customer with a single point of contact. A dedicated team member who's committed to meeting your needs today and tomorrow. On the leading edge: We're innovating with the latest tools and technology so we can react to market conditions quicker and help you get ahead. Proven reliability: We always ground our innovation in our deep experience and strong financial foundation, so we're a partner you can trust. What You'll Do: Customers Bank is seeking an experienced Real Estate Specialty Finance Senior Analyst / Portfolio Manager to support the growth and ongoing management of the Bank's national Real Estate Specialty Finance Lending platform. This position will be responsible for underwriting new note-on-note lending opportunities, analyzing the underlying commercial real estate loan collateral, assisting with transaction structuring and closing, and providing ongoing administration and monitoring of existing note-on-note facilities. The successful candidate will have a strong commercial real estate credit background and the ability to analyze both the underlying commercial real estate loans and the financial strength, experience, and performance of the lending platform serving as Customers Bank's borrower. The role will work closely with the Head of Specialty Lending, Relationship Managers, CRE Credit, Loan Administration, Legal, and other internal partners throughout the entire transaction lifecyclefrom initial underwriting and approval through closing, funding, ongoing collateral administration, and portfolio monitoring. Credit Underwriting & Analysis * Underwrite new commercial real estate note-on-note and lender finance transactions in accordance with Customers Bank's credit policies and risk standards. * Perform detailed analysis of the underlying commercial real estate loans securing each facility. * Review and analyze property-level operating performance, rent rolls, borrower financial statements, appraisals, market information, and other relevant due diligence. * Evaluate key CRE credit metrics, including LTV/LTC, debt yield, DSCR, occupancy, cash flow, sponsorship, liquidity, loan maturity, and exit strategy. * Analyze the structure and terms of the underlying CRE loans, including interest rates, maturity dates, extension options, reserves, cash management provisions, guarantees, and other structural protections. * Evaluate the experience, financial strength, capitalization, liquidity, track record, and lending strategy of the note-on-note borrower. * Review borrower portfolio performance, historical losses, delinquencies, modifications, defaults, and realized loan performance, where applicable. * Identify key transaction risks and recommend appropriate structural mitigants. *