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Director- Consumer Underwriting

Ally

Remote · USFull-time$135–235K/yrSeen 1 day agoSeen in employer's feed 1 day ago

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At a glance

Compensation
$135–235K/yr
Location
Remote · US
Schedule
Full-time
Work Authorization
Not specified

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Job overview

The Director of Consumer Underwriting provides strategic oversight and manages internal operations for an assigned territory. The role oversees consumer-offering evaluations and decisioning within Ally underwriting policies, ensures controls and policy adherence, and leads Consumer Underwriters to achieve business results and maintain customer service. The director also develops talent, manages performance, and works to grow Ally’s portfolio through dealer opportunities and conquest efforts.

Skills & qualifications

RequiredNice to have

Skills

UnderwritingAuto FinanceLeadershipAdvisoryTechnical ExpertiseProject ManagementInfluence

Qualifications

9+ Years Underwriting or Auto Finance ExperienceLeadership ExperienceBachelor's in Business9+ Years Relevant Experience or Equivalent Education and ExperienceHigh School Diploma or GED

Benefits

Paid Time Off
401(k) Match
Tuition Assistance
Medical Insurance
Dental Insurance
Vision Insurance
Parental Leave

Full job description

Remote

WFH - Michigan

WFH - Minnesota

WFH - Wisconsin

WFH - Illinois

WFH - Idaho

WFH - Iowa

WFH - Kansas

WFH - Nebraska

WFH - Indiana

WFH - North Dakota

WFH - South Dakota

Full time

R2601093

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

The Director of Consumer Underwriting is responsible for the strategic oversight and internal operations for an assigned territory. Ensures appropriate controls are in place to mitigate risk and adherence to established corporate policies and procedures while pursuing operating objectives. Provides oversight in the evaluation and decisioning of consumer offerings within Ally underwriting policies. The Director will lead a team of Consumer Underwriters to achieve business results while developing and maintaining a high level of customer service.

The desired candidates in the Michigan and Illinois area will be within a 50 mile radius of the Ally Detroit Center (500 Woodward, Detroit, MI) OR Downers Grove RBC (3333 Finley, Downers Grove, IL)

The Work Itself

  • Internal leveraging of information between other areas of expertise.

  • Actively engage matrix partners to identify areas of opportunity within assigned territory.

  • Continually identify and develop company talent.

  • Mentor Consumer Underwriting staff.

  • Establish annual objectives and monitor on-going performance.

  • Address performance concerns and employee issues as appropriate.

  • Continually seek and develop dealer opportunities (application penetration, capture rates, etc), manage conquest efforts, and work to grow Ally's portfolio within assigned territory.

  • Miscellaneous items - handle assigned projects from senior leadership.

The Qualifications We’re Looking For

  • 9+ years experience in underwriting and/or auto finance required

  • Leadership experience required

  • Bachelor's degree in business preferred

  • Ability to provide advice/direction in primary areas of expertise.

  • Ability to leverage technical expertise and relationships to contribute to strategy and drive business results.

  • Technical knowledge, project management, and ability to influence others.

Minimum Qualifications

  • 9+ years of relevant experience or equivalent combination of education and experience

  • High school Diploma or GED equivalent

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are :

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [email protected] with details of your accommodation request.

Base Pay Range

$135,000.00 - $235,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation:

This position is eligible to participate in our annual incentive plan.

We all work better as allies. Join a team that thrives on doing it right — whether we're helping people live their best financial lives or helping each other grow in our careers.

Share your resume with our recruiters so we can reach out to chat about roles that match your background and skillset.

We're a leading financial services company serving over 11M customers through banking, auto financing, insurance and investment services. Our team's approach of celebrating differences and lifting each other up is consistently recognized on Fortune's 100 Best Companies to Work For list. Here, you'll find people who care about doing work that matters and making an impact in the communities we serve. Good enough is never enough for us — we're always looking for ways to be better, together.

CCPA Notice (https://www.ally.com/content/dam/pdf/corporate/ally\_careers\_ccpa\_disclosures\_ca\_residents.pdf)

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