Credit Analyst

JOB REQUIREMENTS: Credit Analyst 1 Are you the kind of person who likes numbers to make sense, enjoys digging into financial statements, and finds satisfaction in a well-built spreadsheet? If so, this may be a great place to start your banking career. We are looking for a Credit Analyst to join our credit team. This role is ideal for someone with an analytical mindsetcurious, detail-oriented, and comfortable working behind the scenes to help the bank make sound lending decisions. What You'll Do Review business and personal financial information, including tax returns, financial statements, credit reports, and related loan documents. Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process. Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk. Work closely with lenders, credit officers, and loan support staff to gather information and complete accurate, timely analysis. Maintain organized credit files and support annual reviews, renewals, and ongoing portfolio monitoring. Learn the bank's credit policies, procedures, loan documentation standards, and regulatory expectations. What We're Looking For A bachelor's degree in Accounting, Business Administration, Economics, or a related field. Coursework or internship experience involving accounting, financial statement analysis, or business analytics. Strong attention to detail and pride in producing accurate, well-organized work. Comfort working with numbers, spreadsheets, reports, and financial documents. Good judgment, curiosity, and the ability to ask thoughtful questions when something does not add up. Strong written communication skills and the ability to explain financial information clearly. This Role May Be a Good Fit If You Enjoy accounting, financial analysis, and understanding the story behind the numbers. Enjoy focused, analytical work that supports sound credit decisions. Like structure, accuracy, documentation, and solving problems using facts and data. Want to build a strong foundation in credit and risk analysis Are interested in a career path that could grow into senior credit analysis, credit administration, portfolio management, loan review, or risk management. Why Join Us We're committed to building long-term careers and relationships. You'll enjoy competitive pay, comprehensive benefitsincluding medical, dental, vision, 401(k) with company matchpaid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future. ***** APPLICATION INSTRUCTIONS: Apply Online: https://secure2.entertimeonline.com/ta/7634.careers?ApplyToJob=889366529&full\_apply=&jobid=889366529