Commercial Insurance Analyst

The Commercial Insurance Analyst is responsible for reviewing, analyzing, and ensuring the adequacy of property and casualty insurance coverage on commercial real estate loans. This role serves as the primary point of contact for insurance-related compliance matters, working directly with borrowers, insurance agents, and brokers to cure deficiencies and bring coverage into full compliance with loan agreement requirements and applicable GSE (Fannie Mae, Freddie Mac) or investor guidelines — enabling loans to rate lock and close on schedule.

Key Responsibilities:

• Insurance Document Review & Compliance Analysis

• Review and analyze ACORD certificates, declarations pages, and full insurance policies for commercial properties securing mortgage loans

• Assess compliance against loan agreement requirements, GSE program guides (Fannie Mae Multifamily Selling & Servicing Guide, Freddie Mac Multifamily Seller/Servicer Guide), and applicable investor standards

• Evaluate coverage types including property (all-risk/special form), general liability, flood (NFIP/private), wind/named storm, earthquake, terrorism (TRIA), workers' compensation, umbrella/excess, and loss of income/rents

• Validate replacement cost value (RCV), insured-to-value (ITV) ratios, deductible limits, and loss of income coverage periods against loan documentation

• Identify and document insurance deficiencies, gaps, or non-compliance issues and initiate resolution workflows

• Agent & Borrower Outreach

• Serve as the primary liaison between the lending team, borrowers, and insurance agents/brokers to resolve coverage deficiencies

• Communicate deficiency requirements clearly and professionally, providing specific guidance on required changes to bring policies into compliance

• Track outstanding items and follow up proactively to ensure timely resolution prior to loan closing or policy renewal deadlines

• Escalate unresolved or complex non-compliance issues to senior analysts or management with recommended resolution paths

Candidate must work a 10am - 7pm EST shift.

Basic Qualifications:

• Minimum of 2 years’ experience in commercial real estate insurance review, mortgage loan servicing, or insurance compliance.

Preferred Qualifications:

• Working knowledge of FHA, Fannie Mae and/or Freddie Mac multifamily servicing and insurance requirements

• Demonstrated ability to read, interpret, and analyze commercial property and casualty insurance policies and ACORD certificates

• Familiarity with flood insurance regulations, NFIP policy requirements, and FEMA flood zone determinations

• Strong attention to detail, organizational skills, and ability to manage a high-volume workload under deadline pressure

• Proficiency in Microsoft Office Suite, particularly Excel, Word, and Outlook

• Excellent written and verbal communication skills; ability to communicate complex insurance requirements to non-specialist stakeholders

• Experience with commercial insurance compliance across Fannie Mae, Freddie Mac, FHA/HUD, life company, CMBS, or balance sheet lending programs

• Exposure to loan origination or pre-closing insurance review workflows

• Bachelor’s degree in finance, Real Estate, Insurance, Business Administration, or a related field (or equivalent work experience)

Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We anticipate this job posting will be posted until 10/15/2026.Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here:

U.S. Employee Benefits | Accenture (https://www.accenture.com/us-en/careers/local/benefits)

Role Location Hourly Salary RangeCalifornia $23.13 to $48.13Colorado $23.13 to $41.59Connecticut $23.13 to $41.59District of Columbia $24.62 to $44.28Illinois $21.39 to $41.59Maine $19.66 to $35.43Maryland $23.13 to $41.59Massachusetts $23.13 to $44.28Minnesota $23.13 to $41.59New York $21.39 to $48.13New Jersey $24.62 to $48.13Ohio $21.39 to $38.51Virginia $21.39 to $44.28Washington $24.62 to $44.28

Requesting an Accommodation

Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.

If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at 1 (877) 889-9009 or send us an email or speak with your recruiter.

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.

For details, view a copy of the Accenture Equal Opportunity Statement (https://www.accenture.com/content/dam/accenture/final/accenture-com/document-4/Accenture-Equal-Opportunity-Statement.pdf#zoom=50)

Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities.

Accenture is committed to providing veteran employment opportunities to our service men and women.

Other Employment Statements

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment.

The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.

California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information.

Please read Accenture’s Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.