Commercial Lending Officer - Junior

Location: Remote with required travel and branch presence as needed to meet expectations of the role. Employment Type: Full-Time / Exempt At TRUE Community Credit Union, we exist to inspire the pursuit of a life well lived. We are seeking a relationship-driven and analytically strong Junior Commercial Lending Officer to help grow our commercial presence across the state of Michigan. This is more than a lending role - it is an opportunity to help businesses across Michigan grow while building your own commercial lending career at TRUE. The successful candidate will bring both business development drive and credit discipline, along with the desire to learn, partner, and contribute in ways that create lasting value for our members, communities, and team. What You'll Do - Generate new business and commercial lending opportunities throughout the state of Michigan through relationship development, community presence, referrals, and proactive outreach. - Build and strengthen relationships with business members and prospects by understanding their goals and recommending lending solutions that support long-term success. - Originate business and commercial loan opportunities while supporting sound credit quality and alignment with TRUE's risk standards. - Partner with internal teams to support underwriting, credit analysis, portfolio management, and a smooth member experience from opportunity through closing. - Contribute to ongoing portfolio monitoring, financial review, and risk awareness while building the knowledge and experience needed to advance into a Commercial Lending Officer role. - Successfully transition into a Commercial Lending Officer position within approximately two years based on performance, demonstrated capability, and business impact. What You'll Bring - Experience generating loans, including business loans or commercial loans, with a demonstrated ability to develop new business opportunities. - Background in one or more of the following: underwriting, portfolio management, business analysis, commercial credit analysis, or business portfolio management. - Strong financial and analytical skills, including the ability to assess business performance, creditworthiness, and lending risk. - Ability to balance relationship development with sound credit judgment and operational follow-through. - Strong communication skills, business presence, and a commitment to delivering exceptional member experiences. - Experience in a credit union, bank, or commercial financial services environment is preferred. Pay & Benefits - $65,150 - $80,480 (may increase based on relevant work experience). - In addition to competitive pay, full-time team members are eligible for Medical, Dental, and Vision Insurance, Paid Time Off, Paid Holidays, 401(k), Pension, Tuition Reimbursement, Gym Reimbursement, Employer-Paid Life Insurance, Short- and Long-Term Disability Coverage, TRUE Cares Paid Family Leave, and Flexible Spending Accounts This role offers a clear career path into commercial lending. Candidates who successfully complete the required training, demonstrate strong performance, and meet lending production expectations can progress to a fully functioning Commercial Loan Officer position within approximately two years, with compensation transitioning to a competitive base salary plus commission structure. Ready to Lead the Future of Work with Us? Apply now and help us write a people-first story that stretches beyond imagination. Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.