Community Reinvestment Act Specialist (Remote Eligible - KS, MO Only)

Remote Eligible

St. Louis, MO

Full time

REQ - 5389

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.

Together, there’s no stopping you!

Job Title:

Community Reinvestment Act Specialist (Remote Eligible - KS, MO Only)

Job Description:

Summary

The CRA Specialist assists the CRA Manager with documentation, tracking and analysis of lending data for the Bank consistent with the requirements of the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA). Performs quality control and testing to assess compliance with CRA and HMDA.

Essential Duties and Responsibilities:

• Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting requirements.

• Accountable for the compilation, submission and accuracy of the HMDA and CRA Loan Application Registers (LARs), which are the basis of CRA and Fair Lending Compliance Examinations

• Assist in creation and maintain the Bank's LARs, HMDA data, and CRA Small Business/Farm loans

• Conduct an independent review and validation of loan data to ensure accuracy and compliance with the HMDA regulations; identify and recommend improvements where necessary

• Work with business units to obtain data and ensure compliance with HMDA

• Monitor and review changes in laws and regulations regarding HMDA and CRA

• Prepare reports for management, including Fair Lending and CRA departments

• Provide support and assistance to the HMDA Compliance Manager in the administration of workflows and other responsibilities as needed

Qualifications:

• Excellent communication, organizational, and writing abilities

• Multitasking ability in a fast-paced environment

• CRA Software knowledge, including RiskExec

• Focused on regulatory compliance

Supervisory Responsibilities:

• None

Education and/or Experience:

• High school diploma or equivalent required

• Minimum two (2) years' experience and working knowledge of consumer protection laws and regulations that impact financial institutions, including HMDA and CRA required

Computer and Software Skills:

• Proficiency in Microsoft Office and Google Workspace

• RiskExec

• SalesForce

Certificates, Licenses and Registrations:

• ∙ None

Equal Opportunity Statement:

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [email protected] .

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE (https://wvw.enterprisebank.com/workplace\_posters\_2025) .

Enterprise Bank & Trust was founded on the idea of serving the lifetime financial needs of privately-held businesses, their owner families and other success-minded individuals. That concept has remained as our unwavering and guiding vision. We understand that every business is unique, so we tailor our comprehensive array of banking, trust and financial advisory services to fit the needs of our clients, no matter the size. Although we are equipped with the insights and capabilities of the largest financial companies, we provide our clients with the personal relationship afforded at a small community bank.

Headquartered in Clayton, MO, Enterprise Bank & Trust operates branch offices in Arizona, Kansas, Missouri, California, New Mexico and Nevada. Enterprise offers a range of business and personal banking services, and wealth management services including financial planning, estate planning, investment management and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Our parent company, Enterprise Financial Services Corp is publicly traded (Nasdaq: EFSC.)