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Commercial Lender III/Senior Relationship Mgr

OceanFirst Bank

Reston, VAJobSeen 2mo agoSeen in employer's feed today

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At a glance

Compensation
No compensation found
Location
Reston, VA
Work Authorization
Not specified

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Job overview

The Commercial Lender III/Senior Relationship Manager develops and manages commercial banking relationships, including complex clients with annual revenues exceeding $50 million. The role calls for extensive commercial lending experience, knowledge of credit and non-credit products, lending structures, financial analysis, risk evaluation, and applicable regulations. A bachelor's degree in a related field or equivalent work experience is listed, and formal credit training is preferred.

Skills & qualifications

RequiredNice to have

Skills

SalesNegotiationRelationship ManagementCommercial Banking ProductsCredit PolicyCommercial ComplianceBusiness DevelopmentBanking RegulationsCommercial LendingCapital StructuresSenior Debt StructuresFinancial AnalysisRisk EvaluationLoan DocumentationCommercial Loan StructuringSales Automation ToolsSales PresentationsInterpersonal CommunicationWritten CommunicationVerbal CommunicationMS OfficeProspectingClient ManagementComputer LiteracyOperating ComputersInformation ExchangeTravel

Qualifications

Bachelor's in Business, Finance, Accounting or Related Field or Equivalent Work Experience10+ Years Commercial Lending ExperienceFormal Credit Training

Full job description

What We Expect of You

  • Extensive sales, negotiation and relationship management skills.

  • Experience in managing large, sophisticated and complex relationships.

  • Superior knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.

  • Proven business development skills

  • Thorough knowledge and understanding of banking regulations and laws governing commercial lending.

  • Proven ability to work independently and leverage professional relationships within and outside the bank.

  • Deep understanding of capital structures and experience in senior debt structures.

  • Extensive knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.

  • Familiar with sales automation tools or related technologies.

  • Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.

  • Possesses strong relationships and well recognized in the local market.

  • Strong computer literacy in MS Office.

Your Qualifications

  • Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.

  • Demonstrated experience prospecting and managing clients with annual revenues in excess of $50MM+.

  • Minimum of 10+ years commercial lending experience.

  • Formal credit training strongly preferred.

Internal and External Contacts

  • Extensive external customer, prospect and referral source contacts.

  • Internally this position requires regular contact with various departments within all divisions of the Bank, including management.

Working Conditions/Physical Requirements

  • Office environment.

  • Ability to operate computer.

  • Ability to communicate in order to exchange simple to complex information with individuals and groups.

  • Ability to travel throughout Bank footprint.

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