Financial Institution Specialist (Risk Management)

Summary

The Financial Institution Specialist (FIS) position in the Division of Risk Management Supervision (RMS) is geared towards becoming a commissioned bank examiner. FISs participate on work assignments located in and outside of the employee's official duty station. To learn more about the FIS position, click here: Financial Institution Specialist | FDIC.gov. The duty location is determined upon selection.

Duties

Assists in evaluating the institution's sensitivity to market risk and the adequacy of the internal measurement and control systems and policies. Assists with reviewing the institution's capital plans, strategic plans, and dividend policies, and compliance with regulatory requirements. Completes work papers, comments, and summaries. Drafts comments for the report of examination. Proofs and edits written work products for clarity, accuracy, consistency, proper grammar, spelling, and conformance with FDIC guidance. Communicates with institution personnel to gather information, presents findings, and obtain commitments for corrective actions. Assists with examination coordination and planning by reviewing information and documents to identify potential risk areas and assists with preparing segments of examination planning documents. Evaluates non-complex securities and investments to assess risk exposure and management of investment activity, and assigns classifications in accordance with examination policies. Completes examination assignments on time; communicates with the examination team regarding work performed; and collaborates with coworkers to accomplish work activities in a timely manner. Accurately analyzes information and calculates frequencies, percentages, sums, and ratios. Qualifications

Qualifying experience is credited from private and public sectors, including paid and unpaid service (e.g., Peace Corps, AmeriCorps). Volunteer service builds competencies that translate to paid work. You will receive credit for all qualifying experience. See OPM's General Schedule Qualification Standards for details. To be eligible for appointment under the Recent Graduate Hiring Authority, applicants must meet requirement A or B: A) Applicants who have completed a bachelor's or graduate degree from a Qualifying Educational Institution within the previous two years or students who anticipate graduating Spring 2027 that included: (a) completion of a major course of study in accounting, banking, business administration, commercial or banking law, economics, finance, marketing or other related fields; (b) completion of at least 24 semester hours of combined course work in business administration, accounting, finance, marketing, mathematics, statistics, or economics that included at least 6 semester hours in accounting; OR B) Veterans who have completed a bachelor's or graduate degree from a Qualifying Educational Institution and have an intervening period of obligated service of at least four years in the uniformed services. The two-year eligibility period begins on the date of discharge or release from the uniformed service. In addition to meeting the eligibility listed above, you must also meet the education and/or experience requirements described below. Applicants may qualify based on education, work experience, or a combination, as follows: Specialized Experience: Applicants must have completed at least one year of specialized experience equivalent to at least the CG-5 grade level or above in the Federal service. Specialized experience is defined as: Applying accounting or auditing principles and practices in the review or examination of financial institutions, with an understanding of the Federal and State laws that govern them. OR Bachelor's degree with Superior Academic Achievement, meet any one of the following: GPA: Overall GPA of 3.0 or higher on a 4.0 scale, or GPA of 3.0 or higher for your final 2 years of undergraduate study; OR Major GPA: GPA of 3.45 or higher in your major, or 3.45 or higher in major courses taken during your final 2 years; OR Class Standing: Rank in the top one-third of your class (college, university, or major subdivision); OR Honor Society: Membership in a national honor society recognized by the Association of College Honor Societies (ACHS) (excludes freshman-only societies). Note: OPM guidance rounds GPAs to one decimal place (e.g., 2.95 = 3.0; 2.94 = 2.9). OR Graduate Level Education: One full academic year of graduate study in a field related to the position, leading toward a master's degree. OR Combination of Education and Specialized Experience: Applicants may meet CG-07 qualifications through a combination of completed post-secondary coursework and directly related experience. The combination must demonstrate competency in collecting and evaluating financial data and accurately interpreting balance sheets and income statements. Selective Placement Factor: In addition to the qualification requirements above, you must meet the following selective factor: Ability to effectively communicate in writing as evidenced by using proper grammar to compose written documents which are clear, concise, thorough, and free of spelling, grammatical, and punctuation errors. Candidates must demonstrate that they meet the Selective Placement Factor by passing a structured writing assessment. Resume Content Required for Qualification Determinations For each position on your resume, include: Employer name; Title; Series and grade (federal jobs only); Start and end dates (month/year); Hours per week; Relevant experience supporting your specialized experience responses. Education information Name of school/institution Completion date Degree type Grade point average (GPA) Important: If your resume is missing these details, your application may be marked incomplete, and you might not be considered for this job. Do not copy/paste duties or specialized experience from this announcement into your resume; that will not be considered a demonstration of your qualifications.

Education

See requirements stated under Qualifications. How You Will Be Evaluated

You will be evaluated on application materials, questionnaire responses, and required assessments, including a USAHire assessment. Cheating may result in removal from consideration. Below are the competencies you will be assessed on: Attention to Detail Customer Service Flexibility Integrity/Honesty Interpersonal Skills Reading Comprehension Teamwork Oral Communication You do not need to respond separately to these competencies. USA Hire Assessment: The USA Hire Assessments includes a cut score based on the minimum level of required proficiency in these critical general competencies. You must meet or exceed the cut score to be considered. You will not be considered for the position if you score below the cut score or fail to complete the assessment. Applicants who meet the minimum qualifications will be assigned to one of three category levels - Best Qualified, Highly Qualified, or Qualified - according to the degree to which their background and responses to the assessment align with the competencies identified for this position. Veterans' preference is applied within categories; eligible veterans are afforded priority consideration over non-veterans. You may preview the application questionnaire for this vacancy here: https://apply.usastaffing.gov/ViewQuestionnaire/13061193 Benefits

FDIC employees receive the standard Federal benefits and may be eligible for additional FDIC-specific benefits, at minimal cost. Other Information

Refer to these links for more information: Job Applicant Rights and Responsibilities; Selective Service System; Employment Conditions. For average percentage travel days click, here. Averages are an approximation, and actual travel will vary. The pay range includes base pay plus locality. Locality rates vary by duty location from 17.06% to 51.75%. Pay varies by grade level and duty location. See FDIC Benefits & Compensation for locality details. Financial Institution Examiners must maintain the highest personal ethical standards as provided in Part 336 of the FDIC's Rules and Regulations, (Employee Responsibilities and Conduct). Financial Institution Examiners must comply with Section 3201.102 of Supplemental Standards of Ethical Conduct for FDIC Employees (5 CFR Part 3201), which, in part, prohibits them and their immediate families from accepting certain credit from State nonmember banks. As a condition of employment for accepting this position, you may be required to serve a 1-year probationary period (or 2-year trial period, if applicable) during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period (or trial period) your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. After we select a candidate, we may share the remaining list of qualified candidates with other federal agencies. You can opt-in if you want us to share your name, application material and assessment results for similar jobs with other agencies. There is no guarantee of further consideration, and you can continue to explore and apply to other job announcements. Reasonable Accommodation (RA) Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a RA in your online application. Requests for RA for the USA Hire Competency Based Assessments and appropriate supporting documentation for RA must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for RA are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments, based on your adjudication decision. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments if you received the link after the close of the announcement. To determine if you need a RA, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments.