First Horizon Bank logo

Score Underwriter

First Horizon Bank

TN, TNFull-timeSeen todaySeen in employer's feed today

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At a glance

Compensation
No compensation found
Location
TN, TN
Schedule
Full-time
Work Authorization
Not specified

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Requirements

Credentials this posting asks for.

Bachelor's degree

Job overview

First Horizon is seeking a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations, reviewing credit applications, analyzing credit, ensuring documentation, and managing loan exposure across various credit products.

Skills & qualifications

RequiredNice to have

Skills

Credit Application ReviewCredit AnalysisAudit Renewal ReviewDebt-to-Income CalculationCredit and Background InquiriesPricing Summary PreparationRate Lock Ticket PreparationCredit Approval DocumentationCredit Report ReviewSBA Express ReviewOwnership Document ReviewDetail Orientation

Qualifications

Bachelor's Degree

Benefits

Medical Insurance
Dental Insurance
Vision Insurance
401(k) Match
Parental Leave
Tuition Assistance

Full job description

Location: Onsite at location listed in on posting

Summary

First Horizon is seeking a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations. All loan types up to 250M. Business credit cards up 50M -100M and our renewal portfolio management up to 1MM in exposure.

  • Review all types of credit applications for approval.

  • Analyze credit and audit renewal files for compliance

  • Make sure all applications have all needed documentation with determining debt to income ratio and financial stability.

  • Perform credit and background inquiries.

  • Prepare pricing summary sheets and rate lock tickets.

  • Prepare credit approval documentation for approved loans.

  • Review credit reports and determine validity of future customers

  • Review and Approve SBA Express and Scored request for approval or decline

  • Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.

  • Independent and dependent worker

  • Detail oriented

ABOUT US

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/\_\_https:/www.firsthorizon.com/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights

  • Medical with wellness incentives, dental, and vision

  • HSA with company match

  • Maternity and parental leave

  • Tuition reimbursement

  • Mentor program

  • 401(k) with 6% match

  • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us

Facebook (https://www.facebook.com/FirstHorizonBank)

X formerly Twitter (https://twitter.com/FirstHorizonBnk)

LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram (https://www.instagram.com/first\_horizon/)

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

Job Identification: 1312

Job Category: Support

Job Schedule: Full time

Degree Level: Bachelor's Degree

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