Mortgage Loan Processor

Description

Bravera is hiring for a Mortgage Loan Processor in ND (Mandan, Dickinson, Minot or Fargo), MT (Billings, Great Falls or Helena), or Albertville, MN. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward.

This position is responsible for assisting the Mortgage Banking Officer in collection of data for underwriting and preparing closing packages.

MEASURES OF SUCCESS:

• Demonstrate basic mortgage knowledge and how the mortgage process flows through the department

• Demonstrate knowledge and skills using mortgage and banking software

• Demonstrate accuracy and efficiency in producing quality loan closing packages

• Demonstrate ability to communicate with lenders and other departments

DUTIES AND RESPONSIBILITIES:

• Earn and maintain the respect and trust of people. Display honesty, integrity, and morality.

• Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization.

• Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp.

• Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.

• Provide support to Mortgage Banking Officers by:

• Requesting Verifications of Employment, Verifications of Rent, Verifications of Deposit, if required.

• Ordering required documentation tor credit and file approval

• Prepare files to send to Credit Underwriting.

• Preparation of documentation for closing.

• Maintain contact with vendors, insurance agents, and realtors, if requested by your Loan Officer throughout the home loan process.

• Assist in any way towards the successful closing of a home loan.

• Should be familiar with the Bravera Mortgage Banking Loan Policy, General Loan Policy, Compliance Policy and Appraisal Policy. Additionally, must possess an understanding of all procedures and recommend enhancements, as needed.

• Learn and gain proficiency in all software applications and participate in ongoing training

• Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.

QUALIFICATIONS:

• Education: High school diplomas or equivalent with a two-year associate degree preferred.

• Experience: Minimum 1-3 years banking experience or previous administrative experience; OR an acceptable combination of education and experience.

• Skills/certifications: Organization and communication skills are required

Location

ND (Mandan, Dickinson, Minot or Fargo) MT (Billings, Great Falls or Helena) or Albertville, MN.

Benefits

To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement.

Our Values

• Give and earn trust. We support and empower one another to earn trust through accountable performance.

• Learn, teach and mentor. We are a learning organization that invests in growth and development.

• Collaborate and innovate. We work together to drive continuous improvement to enhance your experience.

Want to learn more about careers with Bravera? Go to bravera.bank/careers.

#ForgeYourPath with us! Find us on Facebook (https://www.facebook.com/BraveraBank) , Instagram (https://www.instagram.com/braverabank/) , X (https://twitter.com/braverabank) , LinkedIn (https://www.linkedin.com/company/15200668/admin/) , Youtube (https://www.youtube.com/channel/UCbUKQYoqSDaUcd1Cd0tlwWQ) , and Tik Tok. (https://www.tiktok.com/@braverabank)

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c).

Qualifications

Education

Preferred

• Associates or better

• High School or better

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.