Credit Analyst

Summary

Job title: Credit Analyst

Job ID: null

Department: Fort Worth Credit Office

Location: null-null

Description

Summary:

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Reports to: Credit Manager

Minimum Qualifications:

• Proficiency with MS Excel

• Excellent math skills

• Experience in credit and collections

• Excellent ability to read, write, and speak English

Preferred Qualifications:

• College degree - will consider related experience in lieu of degree

• Strong negotiation skills

• Proficiency with Microsoft Office Suite software

• Detail oriented

• Ability to solve problems

• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

Working Conditions:

• Largely sedentary role in an office environment

• Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

Supervisory Responsibilities: No

Essential Job Functions:

• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.

• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.

• Ability to review credit applications for credit granting, and establishing six figure credit limits.

• Escalating collection activities as required by business circumstances.

• Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.

• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.

• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.

• Negotiating differences with customers and making arrangements for payment and dispute resolution.

• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.

• Maintaining professional relationships with Managers and external customers.

CED is an Equal Opportunity Employer - Disability | Veteran

Other Compensation:

The following additional compensation may be applicable for this position:

• Profit Sharing

Benefits:

Benefits available for this position are:

• Insurance - Medical, Dental, Vision Care for full-time positions

• Disability Insurance

• Life Insurance

• 401(k)

• Paid Sick Leave

• Paid Holidays

• Paid Vacation

• Health Savings Account (HSA) and matching

• Dependent Care Flexible Spending Account (FSA)

• Teledoc

• Paid Pregnancy & New Parent Leave