Corporate Banking Credit Associate - REIT & CRE

Essential Duties and Responsibilities:

• Assists with the development, structure, negotiation and closing of REIT & CRE transactions which are supported or secured by high quality assets throughout the United States.

• Oversees a dedicated portfolio of assigned REIT & CRE loans, monitoring loan grading and credit quality on regular basis.

• Researches and analyzes corporate financial statements, interprets findings, and prepares various reports for senior management and credit.

• Prepares detailed REIT and / or project level Cash Flow projections utilizing Excel and third-party modeling software (i.e., Argus).

• Performs demand analysis and market research as is related to new loan transaction opportunities, utilizing third party diligence tools, etc.

• Prepares and delivers written and oral presentations relating to REIT & CRE transactions.

• Maintains documentation files and monitors compliance with terms of loans and accounts.

• Prepares report evaluations ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.

• Coaches and mentors oncoming associates within the department.

• Joins in deal discussions as is related to potential syndicated loan and direct loan opportunities.

Knowledge of:

• Advanced concepts, practices and procedures of REIT and CRE credit analysis.

• Finance and/or accounting principles, practices and procedures.

• Federal and State laws.

Skill in:

• Preparing complex financial position and credit reports.

• Reading, interpreting, analyzing and applying information from credit reports, P&L / BS statements, rent rolls, appraisals, construction.

• Researching, interpreting and analyzing complex financial statements.

• Structuring, negotiating, underwriting and closing loan transactions.

• Generating Cash Flow projections.

• Maintaining documentation files.

• Monitoring compliance on loans and accounts.

• Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.

• Preparing and delivering oral and written presentations.

• Performing market and transaction due diligence.

• Operating standard office equipment and using required software applications.

• Excel modeling and computation.

Ability to:

• Maintain currency in credit analysis policies, procedures and methodologies.

• Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with frequent interruptions.

• Lead the work of others.

• Provide coaching, mentoring and technical training to others.

• Partner with others to accomplish objectives.

• Manage relationships with clients.

• Attend to detail while maintaining a big picture orientation.

• Interpret and apply policies.

• Lead others in providing a high level of customer service.

• Establish and maintain effective working relationships with others.

• Provide support on calls with syndication partners.

• Solve complex problems.

Preferred Education/Experience:

• Bachelor’s Degree (B.A.) in Finance, Accounting, Business or related field with at least zero (0) to two (2) years of relevant experience