Mortgage Processor - RJ Bank

The ideal contributor will:

• Follows detailed, established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions.

• Resolves common questions and problems and refers more complex issues to a higher level.

• Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems.

• Have a working knowledge or understanding of retail banking disclosures and regulations, preferably TRID and Reg. Z.

Essential Duties and Responsibilities:

• Obtains required documentation and processes more complex loan applications.

• Orders credit verifications and third party services.

• Tracks receipt of and reviews post-closing legal documents.

• Follows up on missing documentation.

• Verifies loan applications and supporting documents for accuracy and completeness.

• Prepares and compiles documents for loan closing.

• Prepares or reviews for accuracy, TRID Disclosures, Regulation Z disclosures, and other disclosures required by consumer regulation.

• Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.

• Prepares compliance and accounting records and reports, as required by management and regulatory agencies.

• Performs routine loan calculations.

• Assists customers with moderately complex inquires or problems.

• Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.

• Maintains currency in loan processing policies and procedures.

• Performs other duties and responsibilities as assigned.

Knowledge of:

• Basic concepts, practices and procedures of commercial and retail loan processing.

• Basic principles of banking and finance.

• Financial markets and products.

Skill in:

• Processing less complex loan applications.

• Verifying information for accuracy and completeness.

• Preparing loan closing packages.

• Preparing records and reports.

• Performing basic calculations.

• Operating standard office equipment and using required software applications.

Ability to:

• Read, interpret, analyze and apply information from loan application documents

• Interpret and apply policies.

• Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.

• Communicate effectively, both orally and in writing.

• Work independently as well as collaboratively within a team environment.

• Handle stressful situations and provide a high level of customer service in a calm and professional manner.

• Establish and maintain effective working relationships.

• Maintain currency in loan processing policies and procedures.