Credit and Risk Analyst I

Job Details: Job Location: Alpharetta - Alpharetta, GA, Salary Range: Undisclosed, About Inhabit

Inhabit operates a unique collective of tech-forward companies serving the residential, commercial, and short-term rental industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and short-term rental markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit inhabit.com.

Job Description Summary

As a Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account reviews and report findings to management. This role will focus on ensuring compliance, preventing risk and mitigate losses for the company.

What You’ll Do (Functions & Responsibilities)

Verify and assess merchant application information, underwrite and preform KYC to approve and decline applications.

Monitor transactions daily, identify, and report suspicious and fraudulent activity.

Communicate effectively (written and verbally) with intercompany teams, merchants, sales agents, and partners to aid in risk mitigation.

Complete compliance reviews for new and existing clients.

Prepare detailed reports for management based upon risk assessment.

Aid in training partners and internal teams on risk management best practices.

Collaborate with a team or as an individual to identify opportunities of continuous improvement for processes and tools in place for underwriting, risk management and operational functions.

Qualifications: What We’re Looking For (Minimum qualifications)

1-2 years’ experience in FinTech, Payment processing or Risk Management.

Experience in the payments industry and awareness of current trends.

Transaction Risk Monitoring experience

Knowledge of and experience working with a mix of electronic payment types.

Proficiency in reading and analyzing credit reports and financial documents.

Excellent customer service skills.

Strong technical skills including Excel, Asana CRM solutions, banking software, ticketing systems.

Demonstrate integrity, good judgment, and strong decision-making abilities.

Experience in one or more of the following:

Payments industry

Underwriting or risk management

Collections

Education Requirements

Bachelor’s Degree preferred or equivalent work experience

Type

Full Time, Salaried, Exempt

Location

Alpharetta, GA We have an in-office work style, with most team members working in the office from Monday to Thursday and remotely on Friday.

Benefits Include

Competitive Pay Health Insurance: Medical, Dental, Vision and Prescription Plans Health Savings Accounts Flexible Spending Account Dependent Flexible Spending Account Critical Illness Accident Retirement Savings Plan (401K) with discretionary company match Short and Long Term Disability Company Paid $25,000.00 life insurance Supplemental Life and AD&D Insurance Employee Assistance Program Paid Holidays Paid Vacation Paid Volunteer Time Inhabit Employee Discount Programs

Our Company is an Equal Opportunity Employer and complies with all federal, state, and local laws, including providing reasonable accommodations to applicants.

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